Nevada • Mental Health

Obsessive-Compulsive Disorder Benefits in Nevada

If you have Obsessive-Compulsive Disorder (OCD) that prevents you from working, you may qualify for federal disability benefits in Nevada. These include Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Nevada also offers Medicaid and some state supplements for certain groups. This guide explains eligibility, how to apply, and what support is available.

OCD can qualify for SSDI or SSI if it prevents work for at least 12 months.
SSDI requires work history; SSI is need-based.
Nevada provides Medicaid to most SSI recipients.
State supplements are limited but available for some SSI recipients.
You may qualify for SNAP and other local services.
You can apply for SSDI and SSI together.
Nevada offers ABLE accounts for saving without losing benefits.

Last reviewed: 2025-11-06

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Eligibility

To qualify for SSDI, you must have worked enough to earn 40 Social Security credits (20 in the last 10 years) and have a disability that stops you from working for at least 12 months or is expected to result in death[6].
SSDI is for people with a work history who paid Social Security taxes[5].
SSI is for people with limited income and resources, regardless of work history. You must be disabled, blind, or 65 or older[2].
OCD is considered a mental health disability if it meets Social Security’s criteria for severity and duration[4].
Both SSDI and SSI require a medical review to confirm your disability[4].

Nevada does not provide a state supplement to SSI for most people with disabilities, except in specific cases: if you are part of a couple where one partner is aged or blind, or if you live in an institution where medical assistance pays for more than half your care[2].
All SSI recipients in Nevada can usually get Medicaid for healthcare coverage[2].
Nevada may offer additional local services through county health and human services offices, such as counseling, home-delivered meals, and transportation[2].
Nevada does not have a separate state disability program for adults with disabilities; federal programs are the main source of support[7].
If you have OCD and are unable to work, you may also qualify for SNAP (food stamps) and other social services[2].

How to apply in Nevada

Gather medical records showing your OCD diagnosis and how it affects your ability to work.
Check if you have enough work credits for SSDI or if your income is low enough for SSI.
Apply online at SSA.gov, by phone, or at a local Social Security office.
If approved for SSI, you will automatically be considered for Medicaid in Nevada[2].
Contact your county health and human services office for SNAP and other local help[2].

Step 1: Get medical documentation from your doctor or mental health provider. This should include your OCD diagnosis, treatment history, and how your symptoms limit your daily activities and ability to work.
Step 2: Review your work history. If you have worked and paid Social Security taxes, you may qualify for SSDI. If not, you may qualify for SSI based on your income and resources[5].
Step 3: Apply for SSDI and/or SSI. You can apply online at SSA.gov, by calling 1-800-772-1213, or visiting a local Social Security office[5].
Step 4: If you apply for SSI, you will be automatically considered for Medicaid in Nevada. You may need to provide additional information to your county health and human services office[2].
Step 5: If you need help with food, apply for SNAP at a Social Security office if everyone in your household is applying for or getting SSI. Otherwise, apply at your county health and human services office[2].
Step 6: If your application is denied, you can appeal within 60 days. You may want to get help from a disability advocate or legal aid[4].

Programs & Services

Social Security Disability Insurance (SSDI): Monthly payments for people who have worked and paid Social Security taxes. Amounts depend on your work history and earnings[5].
Supplemental Security Income (SSI): Monthly payments for people with limited income and resources. Amounts are based on your income, assets, and living situation[2].
Medicaid: Healthcare coverage for most SSI recipients in Nevada[2].
SNAP: Food assistance for people with low income, including SSI recipients[2].

Nevada State Supplement: Only for SSI recipients who are aged or blind, or in specific institutional situations. Most people with OCD do not qualify for this extra payment[2].
Medicaid: Available to most SSI recipients in Nevada. Covers doctor visits, hospital care, mental health services, and more[2].
SNAP: Food assistance for people with low income, including SSI recipients[2].
Local Services: County health and human services offices may offer counseling, home-delivered meals, transportation, and other support[2].
ABLE Accounts: Nevada offers ABLE accounts for people with disabilities to save money without losing benefits[8].
Other Programs: Nevada may have additional programs for people with disabilities, such as vocational rehabilitation or housing assistance. Contact your county office for details[7].

Money & Banking

Nevada offers ABLE accounts for people with disabilities. These accounts let you save money without losing eligibility for SSI, Medicaid, or other benefits[8].
You can use ABLE funds for qualified disability expenses, such as education, housing, transportation, and personal support services[8].

SSI has strict income and resource limits. In 2025, the federal SSI payment is about $943 per month for an individual, but this can be reduced by other income[2].
SSDI payments vary based on your work history and earnings. There is no strict income limit, but you cannot earn more than the Substantial Gainful Activity (SGA) limit and still receive benefits[3].
In 2025, the SGA limit is expected to be about $1,509 per month for non-blind individuals[3].

If your income or living situation changes, you must report it to Social Security. This includes changes in work, living arrangements, or other benefits[5].
Failing to report changes can lead to overpayments and penalties[5].
If you get an overpayment, Social Security will contact you about repayment options[5].

Tips & Gotchas

Need Help Applying?

Contact Nevada Legal Services for free legal help with disability applications[8].

Check Your Eligibility

Use the SSA’s online tool to see if you qualify for SSDI or SSI[1].

Contacts

Social Security Administration
Phone: 1-800-772-1213
TTY: 1-800-325-0778
Hours: 7 a.m. to 7 p.m. Monday through Friday
Website
Apply for SSDI/SSI and get help with benefits.
Nevada Department of Health and Human Services
Phone: 1-866-968-7842
Hours: Monday through Friday, 8 a.m. to 5 p.m.
Website
Apply for Medicaid, SNAP, and local services.

FAQs

Can I get disability benefits for OCD in Nevada?
Yes, if your OCD is severe enough to prevent you from working for at least 12 months, you may qualify for SSDI or SSI. You must provide medical proof and meet the program’s eligibility rules[4].
What is the difference between SSDI and SSI in Nevada?
SSDI is for people with a work history who paid Social Security taxes. SSI is for people with limited income and resources, regardless of work history. You may qualify for both[5].
Does Nevada offer extra money for people with OCD?
Nevada does not provide a state supplement to SSI for most people with disabilities, including OCD. Only those who are aged, blind, or in certain institutional situations may get extra payments[2].
How do I apply for disability benefits for OCD in Nevada?
You can apply online at SSA.gov, by phone, or at a local Social Security office. You will need medical records and information about your work history and income[5].
Can I get Medicaid if I have OCD and get SSI in Nevada?
Yes, most SSI recipients in Nevada automatically qualify for Medicaid, which covers healthcare costs including mental health services[2].
What other help can I get in Nevada if I have OCD?
You may qualify for SNAP (food stamps), counseling, home-delivered meals, transportation, and other local services through your county health and human services office[2].

Official resources

Apply for SSDI/SSI(federal)
Nevada Department of Health and Human Services(state_agency)
Nevada ABLE Accounts(state_agency)
SSI in Nevada (PDF)(federal)
SSDI Eligibility(federal)
SSDI and SSI Benefits Overview(federal)

Related Purple guides

Disclaimer: This guide is for informational purposes only. Always check with official sources for the most current rules and eligibility.

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