People with intellectual disability in Nevada may qualify for federal SSDI and SSI benefits, as well as state-specific programs like Medicaid waivers and ABLE accounts. Eligibility depends on work history, income, and the severity of the disability. Applications are made through the Social Security Administration and Nevada state agencies.
To qualify for federal disability benefits in Nevada, you must have a disability that is expected to last at least 12 months or result in death. For Social Security Disability Insurance (SSDI), you need a work history and enough Social Security work credits. SSDI is based on your earnings record and the taxes you paid into Social Security. Supplemental Security Income (SSI) is for people with limited income and resources, regardless of work history. Both programs require that your disability meets Social Security's definition, which is determined through a five-step analysis. The analysis looks at your ability to work, the severity of your condition, and whether you can do your past work or adjust to other work. If you are found disabled at steps 3 or 5 of this process, you may qualify for benefits[1][6][8].
In 2025, the minimum SSDI benefit is $967 per month, and the maximum is $4,018. The SSI maximum is $967 per month, with asset limits of $2,000 (excluding your home and car)[3]. The Substantial Gainful Activity (SGA) limit for 2025 is $1,620 per month for non-blind individuals and $2,700 for blind individuals. Earning above these limits may affect your eligibility[8].
Nevada does not have a state-run disability insurance program, but it does offer important supplemental services. The Nevada Division of Welfare and Supportive Services (DWSS) administers Medicaid waivers for people with intellectual and developmental disabilities. These waivers provide home and community-based services (HCBS) to help individuals live independently. To qualify for Medicaid waivers, you must meet both federal and state eligibility requirements, including income and asset limits, and have a qualifying disability. Nevada also participates in the ABLE program, which allows individuals with disabilities to save money without losing eligibility for means-tested benefits like SSI and Medicaid[7].
State-specific eligibility for Medicaid waivers and other programs may require additional documentation and assessments. The Nevada Developmental Disabilities Program (DDP) can help with applications and provide information on available services. For more details, visit the Nevada Division of Welfare and Supportive Services website or contact the DDP directly[7].
Nevada participates in the ABLE program, which allows individuals with disabilities to save money in a tax-advantaged account without losing eligibility for means-tested benefits like SSI and Medicaid. To qualify, you must have a disability that began before age 26. ABLE accounts can be used for disability-related expenses, including education, housing, transportation, and personal support services. For more information, visit the Nevada ABLE program website[7].
For SSI in 2025, the maximum monthly benefit is $967, with asset limits of $2,000 (excluding your home and car). The SGA limit for 2025 is $1,620 per month for non-blind individuals and $2,700 for blind individuals. Earning above these limits may affect your eligibility for SSDI and SSI. For Medicaid waivers, income and asset limits vary by program and household size[3][8].
It is important to report any changes in income, resources, or living situation to the Social Security Administration and Nevada state agencies. Failing to report changes can result in overpayments, which may need to be repaid. For more information on reporting changes and avoiding overpayments, see the SSA's guidelines and Nevada Division of Welfare and Supportive Services resources[5].
Contact the Nevada Division of Welfare and Supportive Services or the Nevada Developmental Disabilities Program for help with applications and information on available services.
The main benefits are Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Nevada also offers Medicaid waivers for home and community-based services and ABLE accounts for saving money without losing benefits eligibility.
SSDI requires a work history and enough Social Security work credits. SSI is for people with limited income and resources, regardless of work history. Both require a disability that is expected to last at least 12 months or result in death.
Start by checking eligibility, gathering medical records and work history, and registering for an account on Access Nevada. Apply for SSDI/SSI online at SSA.gov or in person at a local Social Security office. For Medicaid waivers, contact the Nevada Division of Welfare and Supportive Services.
Medicaid waivers provide home and community-based services for people with intellectual and developmental disabilities. Services may include personal care, respite care, and supported employment, helping individuals live independently.
Yes, depending on your eligibility, you may be able to collect SSDI and SSI benefits at the same time. This is known as receiving 'concurrent' benefits. The Social Security Administration will determine your eligibility after you apply for both programs.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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An ABLE account allows individuals with disabilities to save money in a tax-advantaged account without losing eligibility for means-tested benefits like SSI and Medicaid. To qualify, you must have a disability that began before age 26.
Report any changes in income, resources, or living situation to the Social Security Administration and Nevada state agencies. Failing to report changes can result in overpayments, which may need to be repaid.
Nevada offers Medicaid waivers for home and community-based services, ABLE accounts, and additional support through the Nevada Developmental Disabilities Program and Division of Welfare and Supportive Services.
The time to get a decision varies, but it can take several months. The Social Security Administration will review your application, medical records, and other documentation before making a decision.
If your application is denied, you can appeal the decision. The Social Security Administration provides information on the appeals process, including how to request a reconsideration or a hearing.
