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Nevada • Chronic Illness
If you have HIV/AIDS in Nevada, you may qualify for federal disability benefits like SSDI or SSI, plus Medicaid and food assistance. Nevada also offers some state supplements and services. This guide explains eligibility, how to apply, and what support is available.
To qualify for Social Security Disability Insurance (SSDI) in Nevada, you must have worked and paid Social Security taxes, have a disability that prevents you from working for at least 12 months, and meet the SSA's work credit requirements. For Supplemental Security Income (SSI), you must have limited income and resources, be disabled, blind, or over 65, and meet federal and state criteria. HIV/AIDS is listed as a qualifying disability if it meets the SSA's medical criteria, which include severe symptoms or complications that prevent substantial work for at least 12 months [ssa.gov, 2025-11-06].
Nevada does not provide a state supplement to SSI for most people with disabilities, including those with HIV/AIDS, except in specific cases such as being part of a couple where one partner is aged or blind, or living in an institution where medical assistance pays for more than half of your care. Nevada does supplement SSI for the elderly and blind. All SSI recipients in Nevada are eligible for Medicaid, which provides healthcare coverage. Nevada also offers additional services through county health and human services offices, including food assistance, home-delivered meals, and transportation [ssa.gov, 2025-11-06].
ABLE accounts allow people with disabilities to save money without losing eligibility for SSI and Medicaid. Nevada offers ABLE accounts through the NVABLE program. You can use these accounts for qualified disability expenses, including medical care, education, and housing [nvable.org, 2025-11-06].
For SSI in 2025, the maximum monthly benefit is $967. The asset limit is $2,000 for an individual and $3,000 for a couple, excluding your home and one car. SSDI has no asset limit, but there are income limits for work activity. The Substantial Gainful Activity (SGA) limit for 2025 is expected to be around $1,470/month for non-blind individuals and $2,460/month for blind individuals [ssa.gov, 2025-11-06].
You must report any changes in income, living situation, or medical status to the Social Security Administration to avoid overpayments. If you receive too much in benefits, you may have to repay the excess. Nevada requires timely reporting of changes to maintain eligibility for Medicaid and SNAP [ssa.gov, 2025-11-06].
Contact Nevada Legal Services or your local county health and human services office for free help with applications and eligibility questions.
Yes, if your HIV/AIDS meets the Social Security Administration's medical criteria and prevents you from working for at least 12 months, you may qualify for SSDI or SSI. Nevada does not have a separate state disability program for HIV/AIDS.
In 2025, the maximum SSDI benefit is $4,018/month, and the maximum SSI benefit is $967/month. Nevada does not provide a state supplement for most people with disabilities.
Nevada does not have a separate state disability program for people with HIV/AIDS. You may qualify for federal SSDI or SSI, plus Medicaid and other state services.
Yes, if you receive SSI, you are eligible for Medicaid in Nevada. Medicaid provides healthcare coverage for people with low income and disabilities.
You can apply for SSDI or SSI online at SSA.gov, by phone, or in person at a Social Security office. For Medicaid and SNAP, apply through Access Nevada.
Nevada offers home-delivered meals, transportation, counseling, and other resources through county health and human services offices. You may also qualify for SNAP and ABLE accounts.
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized assistance.
Yes, but there are limits. The Substantial Gainful Activity (SGA) limit for 2025 is expected to be around $1,470/month for non-blind individuals. Exceeding this limit may affect your benefits.
Yes, you must report any changes to the Social Security Administration to avoid overpayments and maintain eligibility for benefits.
Yes, if you receive SSI or have low income, you may qualify for SNAP (food stamps) through Access Nevada.
HIV/AIDS is listed as a qualifying disability if it meets the SSA's medical criteria. You must provide medical documentation showing how your condition affects your ability to work.
