People with Post-Traumatic Stress Disorder (PTSD) in Nebraska may qualify for federal disability benefits (SSI/SSDI) and state programs if their condition severely limits work or daily activities. This guide explains eligibility, how to apply, and where to get help.
To qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) in Nebraska, your Post-Traumatic Stress Disorder must be severe enough to prevent you from doing substantial work for at least 12 months. The Social Security Administration (SSA) uses a "Listing of Impairments" that includes mental disorders, such as PTSD, under Section 12.15. If your symptoms match the listing or are equally severe, you may qualify. Even if not listed, you can still qualify if you prove your condition prevents you from working. You must also meet income and work credit requirements for SSDI, or income and asset limits for SSI[1][7].
In Nebraska, if you are denied federal disability benefits because your PTSD is expected to last less than 12 months, you may still qualify for state programs. The Aid to the Aged, Blind, or Disabled (AABD) program provides cash and medical coverage for those determined disabled by the State Review Team. The Disabled Persons and Family Support (DPFS) program offers up to $400 per month for authorized services to people with severe, chronic disabilities, including PTSD, diagnosed by a licensed professional. These programs help individuals remain independent and support family units[4][6].
ABLE accounts allow people with disabilities, including PTSD, to save money without losing eligibility for SSI or Medicaid. Nebraska residents can open an ABLE account to pay for qualified disability expenses. Learn more about Nebraska ABLE accounts and eligibility[internal_link: ABLE Accounts].
For SSI in 2025, the federal income limit is $967 per month. SSDI is not means-tested, but earning more than $1,620 per month ($2,700 if blind) is considered Substantial Gainful Activity and may affect eligibility. State programs like AABD and DPFS have their own income and asset limits[2][7].
If your income or condition changes, you must report it to avoid overpayments. Overpayments can result in benefit reductions or repayment. Learn how to report changes and avoid overpayments[internal_link: Avoiding Overpayments & Reporting Changes].
Centauri Health Solutions can help you apply for SSI or SSDI. Call them to find out if you qualify and get support through the process[2][7].
If your PTSD is expected to last less than 12 months, you may not qualify for federal benefits but can apply for Nebraska's AABD or DPFS programs for cash and services[4][6].
Yes, if your PTSD is severe enough to prevent you from working for at least 12 months, you may qualify for federal SSI or SSDI benefits. Nebraska also has state programs for those denied federal benefits due to shorter disability duration[1][4][6].
You need a diagnosis from a licensed mental health professional and documentation showing how PTSD limits your daily activities and ability to work. This includes treatment records, therapy notes, and statements from your doctor[1][7].
SSI provides up to $967 per month in 2025. SSDI amounts depend on your work history. State programs like AABD and DPFS offer cash and services based on need and eligibility[2][4][6].
No, you must be unable to work due to PTSD. If you earn more than $1,620 per month ($2,700 if blind), you may not qualify for SSDI or SSI[2][7].
Yes, children with severe PTSD may qualify for SSI if their condition limits their activities. Adults with PTSD that began before age 22 may also qualify for benefits based on a parent's Social Security record[7].
If denied, you can appeal the decision. Nebraska also offers state programs like AABD and DPFS for those denied federal benefits due to shorter disability duration[4][6].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
Join thousands of families who trust Purple to protect their benefits
Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.
The process can take several months. It's important to submit all required documentation promptly and follow up on your application status[1][7].
Yes, there are work incentives and trial periods that allow you to test your ability to work without losing benefits. Learn more about SSI and SSDI work incentives[internal_link: SSI & SSDI Work Incentives].
Nebraska offers AABD for cash and medical coverage, and DPFS for up to $400 per month in authorized services. These programs help those denied federal benefits due to shorter disability duration[4][6].
Gather medical records, review eligibility, and apply online at SSA.gov or through Centauri Health Solutions. For state programs, contact DHHS and submit required documentation[2][4][6][7].
