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Montana • Chronic Illness
Montana residents with kidney disease can access federal disability benefits (SSI/SSDI), Medicaid coverage, and work incentives. This guide explains eligibility, how to apply, and state-specific programs.
Contact Disability Rights Montana or Montana Legal Services Association for free legal help and advocacy. They can help you with applications, appeals, and understanding your rights.
Yes, if your kidney disease prevents you from working for at least 12 months, you may qualify for federal SSI or SSDI. Chronic kidney disease, especially with dialysis or transplant, is listed as a qualifying condition by the Social Security Administration.
Apply for SSI or SSDI online at SSA.gov, by phone, or at a local Social Security office. Gather all medical records and submit them with your application. Most people are denied at first and must appeal.
No, Montana does not have a state disability program. Residents apply for federal SSI and SSDI. Montana does offer Medicaid for Workers with Disabilities (MWD) to help people keep coverage while working.
Yes, Montana’s Medicaid for Workers with Disabilities (MWD) program lets you work and keep Medicaid coverage. SSDI also has work incentives that let you try working without losing benefits right away.
Montana Medicaid covers dialysis, medications, transplant-related care, and other services for people with kidney disease. Coverage depends on your income and eligibility.
The average time to get an initial decision is about 6 months. Most people are denied at first and must appeal. The full process can take 2 years or more.
Disclaimer: This guide is for informational purposes only. Always consult official state and federal agencies for the most accurate and up-to-date information.
The MWD program lets people with disabilities work and earn more without losing Medicaid coverage. The cost-share is based on a sliding fee scale according to net-countable income.
Yes, Disability Rights Montana and Montana Legal Services Association provide legal help and advocacy for people with disabilities, including those with kidney disease.
An ABLE account lets people with disabilities save money without losing SSI or Medicaid benefits. Montana residents can open an ABLE account to save for disability-related expenses.
Report any changes in income, work status, or health to the Social Security Administration and Montana Medicaid. This helps avoid overpayments and keeps your benefits.