People with Multiple Sclerosis in Mississippi can access federal disability programs like SSDI and SSI, as well as state-specific supports such as Medicaid waivers and ABLE accounts. These programs help with income, healthcare, and financial independence.
To qualify for Social Security Disability Insurance (SSDI), you must have a severe impairment that prevents you from working for at least 12 months and have enough work credits from recent employment. For Multiple Sclerosis, the Social Security Administration (SSA) evaluates your medical records and work history. You must not earn more than $1,620 per month (or $2,700 if blind) in 2025 from substantial gainful activity. Family members may also be eligible for dependent benefits. There is a 5-month waiting period before SSDI payments start, and most people must wait 24 months for Medicare, except for certain conditions like ALS or end-stage renal disease[6].
Supplemental Security Income (SSI) is for those with limited income and resources, regardless of work history. The resource limit is $2,000 for an individual and $3,000 for a couple[4].
Both programs require regular reporting of changes in income, health, or living situation to avoid overpayments[6].
Mississippi does not offer state-funded short-term disability benefits for people with Multiple Sclerosis. The main state supports are Medicaid waivers and the ABLE program. Medicaid waivers provide home and community-based services for people with physical or developmental disabilities, including those with Multiple Sclerosis. These services can include personal care, home modifications, and transportation assistance[1].
The Mississippi ABLE program allows individuals with disabilities to save money in tax-advantaged accounts for qualified disability expenses while keeping eligibility for federal public benefits. The resource limit for Medicaid is $4,000 for an individual and $6,000 for a couple[4].
The Mississippi Department of Rehabilitation Services (MDRS) offers employment services and financial aid for assistive devices like wheelchairs and hearing aids[1].
The Mississippi ABLE program allows individuals with disabilities to save money in tax-advantaged accounts for qualified disability expenses while keeping eligibility for federal public benefits. The resource limit for Medicaid is $4,000 for an individual and $6,000 for a couple[4].
It is important to report any changes in your income, health, or living situation to avoid overpayments and ensure continued eligibility. This includes changes in employment, income, or medical condition[6].
Mississippi does not offer state-funded short-term disability benefits. The main state supports are Medicaid waivers and the ABLE program.
The main federal disability benefits for Multiple Sclerosis in Mississippi are Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). SSDI is for those with a work history, while SSI is for those with limited income and resources[6].
No, Mississippi does not offer state-funded short-term disability benefits. The main state supports are Medicaid waivers and the ABLE program[1].
Medicaid waivers provide home and community-based services for people with physical or developmental disabilities, including those with Multiple Sclerosis. Services can include personal care, home modifications, and transportation assistance[1].
An ABLE account allows individuals with disabilities to save money in tax-advantaged accounts for qualified disability expenses while keeping eligibility for federal public benefits. The resource limit for Medicaid is $4,000 for an individual and $6,000 for a couple[4].
You can apply for SSDI or SSI online at ssa.gov or in person at your local Social Security office. You can also call 1-800-772-1213 for assistance[6].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
Join thousands of families who trust Purple to protect their benefits
Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.
The Mississippi Department of Rehabilitation Services (MDRS) offers employment services and financial aid for assistive devices like wheelchairs and hearing aids[1].
For SSDI, you must not earn more than $1,620 per month (or $2,700 if blind) in 2025 from substantial gainful activity. For SSI, the resource limit is $2,000 for an individual and $3,000 for a couple[6].
It is important to report any changes in your income, health, or living situation to avoid overpayments and ensure continued eligibility. This includes changes in employment, income, or medical condition[6].
Most SSDI recipients become eligible for Medicare after a 24-month waiting period, except for certain conditions like ALS or end-stage renal disease[6].
Yes, family members of the disabled individual may also be eligible for dependent benefits under SSDI and SSI[6].
