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Mississippi • Chronic Illness
People with diabetes in Mississippi can access federal and state disability benefits, including Medicaid, ABLE accounts, and employment support. This guide explains eligibility, how to apply, and key programs for managing diabetes-related needs.
To qualify for Social Security Disability Insurance (SSDI), you must have a severe impairment that stops you from working for at least 12 months. For diabetes, this means complications like kidney failure, vision loss, or nerve damage that limit your ability to work. You also need enough work credits from recent employment. Supplemental Security Income (SSDI) is for those with limited income and resources, regardless of work history. Both programs require that your countable income is below $1,620 per month (or $2,700 if blind) in 2025. Family members may also qualify for dependent benefits if the main applicant is approved. [^1][^2][^3]
In Mississippi, people with diabetes may qualify for state disability assistance if they cannot work but do not yet meet federal SSDI requirements. The Mississippi Disability Assistance Program offers support for those with severe disabilities. Medicaid Waiver Programs can provide in-home care, medical assistance, and support services for people with diabetes and other chronic illnesses. The Mississippi Department of Rehabilitation Services (MDRS) helps with job training, assistive devices, and employment services. To keep Medicaid, your monthly income must be below $6,587 for an individual or $8,879 for a couple in 2025. [^4][^5][^6]
ABLE accounts let people with diabetes save money for disability-related expenses without losing SSI or Medicaid benefits. In Mississippi, you can contribute up to $19,000 per year (2025), and the account balance can reach $235,000. If your account goes over $100,000, SSI benefits are suspended, but other benefits are not affected. Anyone can contribute, and contributions may qualify for a state tax deduction. [^6]
To qualify for SSI, your savings must be under $2,000. For Medicaid, the limit is $4,000. The monthly income limit for Medicaid in Mississippi is $6,587 for an individual and $8,879 for a couple in 2025. [^3][^7]
If your income or health changes, you must report it to avoid overpayments. Overpayments can lead to benefit reductions or repayment. Use the SSA’s online portal or call your local office to report changes. [^8]
Contact the Mississippi Department of Rehabilitation Services for free help with applications, job training, and assistive devices.
Yes, if diabetes causes severe complications that stop you from working for at least 12 months, you may qualify for SSDI or SSI. State programs like Medicaid waivers and disability assistance are also available.
In 2025, the monthly income limit for Medicaid in Mississippi is $6,587 for an individual and $8,879 for a couple. These limits apply to people with diabetes and other disabilities.
You can apply for SSDI or SSI online, by phone, or at a local Social Security office. For state programs, contact the Mississippi Department of Rehabilitation Services or Medicaid office.
An ABLE account lets people with diabetes save money for disability-related expenses without losing SSI or Medicaid benefits. You can contribute up to $19,000 per year in 2025.
The Mississippi Department of Rehabilitation Services offers job training, assistive devices, and employment services for people with diabetes and other disabilities.
Yes, Medicaid waivers can provide in-home care, medical assistance, and support services for people with diabetes. You may also qualify for Medicare after 24 months of SSDI.
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most current rules and eligibility.
If your income goes above the limit, you may lose SSI or Medicaid benefits. Report changes to avoid overpayments and possible repayment.
Yes, SSI and SSDI have work incentives that let you keep some benefits while you try to work. These include continued Medicaid and Medicare coverage.
Report changes in income or health to the Social Security Administration online, by phone, or at a local office to avoid overpayments and benefit reductions.
SSDI is for those who worked and paid Social Security taxes. SSI is for those with low income and resources. Both can help people with diabetes who cannot work.
