People with Cystic Fibrosis in Mississippi can get help from federal programs like SSDI and SSI, plus state resources such as Medicaid waivers and ABLE accounts. These programs help with income, healthcare, and saving for disability-related costs.
To qualify for Social Security Disability Insurance (SSDI), you must have a disability that stops you from working for at least 12 months and have enough work credits from recent jobs. For Supplemental Security Income (SSI), you must have low income and limited resources. Both programs require a medical review to confirm your disability. If you have Cystic Fibrosis, you may qualify if your condition meets Social Security’s criteria for severe impairment. The amount you get depends on your work history (SSDI) or financial need (SSI) [ssa.gov, 2024-11-06].
Eligibility also depends on your income and assets. For SSI, you can’t have more than $2,000 in countable resources as a single person, or $3,000 as a couple. For SSDI, there’s no asset limit, but you can’t earn more than $1,620 per month ($2,700 if blind) in 2025 [ssa.gov, 2024-11-06].
Mississippi does not offer state-funded cash disability benefits for adults with disabilities. The main help comes from federal programs like SSDI and SSI. However, Mississippi does have Medicaid Waiver Programs that provide in-home care, medical assistance, and support services for people with physical or developmental disabilities, including Cystic Fibrosis. These waivers can help pay for things like home health aides, medical equipment, and therapy services. The Mississippi Department of Rehabilitation Services (MDRS) also offers job training and financial aid for assistive devices like wheelchairs and hearing aids. If you have Cystic Fibrosis, you may qualify for these services if you meet the medical and financial rules [americandisabilityactiongroup.com, 2024-11-06; medicaid.ms.gov, 2024-11-06].
ABLE accounts let people with disabilities save money for disability-related expenses without losing SSI or Medicaid benefits. In Mississippi, you can open an ABLE account through the Mississippi ABLE Program. You can save up to $100,000 in an ABLE account. The money can be used for things like medical care, education, housing, and transportation. Learn more at the Mississippi ABLE Program website [mdrs.ms.gov, 2024-11-06].
For SSI, you can’t have more than $2,000 in countable resources as a single person, or $3,000 as a couple. For SSDI, there’s no asset limit, but you can’t earn more than $1,620 per month ($2,700 if blind) in 2025. For Medicaid, the income limit is $6,587 per month for a single person and $8,879 per month for a couple in 2025 [ssa.gov, 2024-11-06; medicaid.ms.gov, 2024-11-06].
If you get too much money from SSI or SSDI, you may have to pay it back. Report changes in income, resources, or living situation to Social Security right away. This helps avoid overpayments and keeps your benefits safe. Learn more about reporting changes and avoiding overpayments on the SSA website [ssa.gov, 2024-11-06].
Contact the Mississippi Department of Rehabilitation Services for help with applications, job training, and assistive devices. They can guide you through the process and connect you with local resources [mdrs.ms.gov, 2024-11-06].
No, Mississippi does not offer state-funded cash disability benefits for adults with disabilities. The main help comes from federal programs like SSDI and SSI. You may also qualify for Medicaid waivers and other state services [therollinsfirm.com, 2024-11-06].
Mississippi offers Medicaid Waiver Programs for people with physical or developmental disabilities. These waivers can help pay for in-home care, medical equipment, therapy, and other support services. If you have Cystic Fibrosis, you may qualify if you meet the medical and financial rules [americandisabilityactiongroup.com, 2024-11-06; medicaid.ms.gov, 2024-11-06].
You can apply for SSDI or SSI online at ssa.gov, by phone at 1-800-772-1213, or at a local Social Security office. You’ll need to provide medical records, work history, and financial info [ssa.gov, 2024-11-06].
An ABLE account lets people with disabilities save money for disability-related expenses without losing SSI or Medicaid benefits. You can save up to $100,000 in an ABLE account. The money can be used for things like medical care, education, housing, and transportation [mdrs.ms.gov, 2024-11-06].
Yes, there are work incentives that let you keep benefits while working. For example, you can earn up to $1,620 per month ($2,700 if blind) in 2025 without losing SSDI. SSI has different rules, but you can still work and get benefits [ssa.gov, 2024-11-06].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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The Mississippi Department of Rehabilitation Services can help you get assistive devices like wheelchairs, hearing aids, and other equipment to help with daily living. They also offer job training and vocational rehab [mdrs.ms.gov, 2024-11-06].
Report changes in income, resources, or living situation to Social Security right away. This helps avoid overpayments and keeps your benefits safe. Learn more about reporting changes on the SSA website [ssa.gov, 2024-11-06].
The income limit for Medicaid in Mississippi is $6,587 per month for a single person and $8,879 per month for a couple in 2025. These limits may change each year [medicaid.ms.gov, 2024-11-06].
Yes, Medicaid Waiver Programs in Mississippi can help pay for in-home care, medical equipment, therapy, and other support services for people with physical or developmental disabilities, including Cystic Fibrosis [americandisabilityactiongroup.com, 2024-11-06; medicaid.ms.gov, 2024-11-06].
SSDI is for people who have worked and paid Social Security taxes. SSI is for people with low income and limited resources. Both programs provide monthly payments for people who can’t work due to disability [ssa.gov, 2024-11-06].
