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Mississippi • Chronic Illness
People with Chronic Fatigue Syndrome in Mississippi can get federal disability benefits like SSDI and SSI. Mississippi does not offer its own short-term disability payments, but there are state programs for healthcare, employment help, and savings accounts. This guide explains eligibility, how to apply, and what support is available.
To qualify for Social Security Disability Insurance (SSDI), you must have a severe medical condition that stops you from working for at least 12 months. You also need enough work credits from recent jobs where you paid Social Security taxes. For Supplemental Security Income (SSI), you must have low income and limited resources, and your disability must meet Social Security’s rules. Both programs require that your countable earnings are below $1,620 per month in 2025 (or $2,700 if blind). Family members may also be eligible for benefits based on your record [5].
The Social Security Administration (SSA) uses a strict process to decide if your Chronic Fatigue Syndrome is disabling. They look at your medical records, work history, and how your symptoms affect your daily life. If you are approved, you will get monthly payments based on your earnings history (SSDI) or financial need (SSI) [2][5][8].
Mississippi does not offer its own short-term disability payments or state disability insurance. The main help for people with Chronic Fatigue Syndrome comes from federal programs like SSDI and SSI. However, Mississippi does have Medicaid Waiver Programs that provide in-home care, medical assistance, and support services for people with physical or developmental disabilities. These waivers can help with things like personal care, home modifications, and transportation. The Mississippi Department of Rehabilitation Services (MDRS) also offers job training, employment services, and financial aid for assistive devices like wheelchairs and hearing aids. If you have Chronic Fatigue Syndrome, you may qualify for these services if your condition limits your ability to work [1][6][7].
ABLE accounts are savings accounts for people with disabilities that do not affect public benefits. In Mississippi, you can open an ABLE account through the Mississippi ABLE Program. The account can be used for daily transactions and long-term savings. Income earned in the account is not taxed if spent on qualified disability-related expenses. Anyone can contribute to the account, and contributions may qualify for a state tax deduction. The maximum yearly contribution is $19,000 in 2025. If you are working, you can contribute an additional amount up to your income or the federal poverty level, whichever is less. The maximum account balance is $235,000. If your account goes over $100,000, SSI benefits will be suspended, but other benefits are not affected [6][9].
For SSDI, your countable earnings must be below $1,620 per month in 2025 (or $2,700 if blind). For SSI, the individual limit is $6,587 per month for an unmarried person, and $8,879 per month for a couple (if one or both members are disabled). These limits are for countable income and may change each year. If you earn more than these amounts, you may not qualify for benefits or may have your payments reduced [5][7].
If your income or condition changes, you must report it to the Social Security Administration to avoid overpayments. Overpayments can happen if you earn too much, get other benefits, or your condition improves. If you get an overpayment, you may have to pay it back. You can avoid this by reporting changes as soon as they happen. The SSA has rules for how to report changes and what to do if you get an overpayment [5].
Contact the Mississippi Department of Rehabilitation Services (MDRS) for help with applications, job training, and assistive devices. They can guide you through the process and connect you with local resources.
Yes, you can get federal SSDI or SSI benefits if your Chronic Fatigue Syndrome stops you from working for at least 12 months. You must meet the SSA’s medical and financial rules. Mississippi does not have its own short-term disability program.
For SSDI, your countable earnings must be below $1,620 per month in 2025 (or $2,700 if blind). For SSI, the individual limit is $6,587 per month for an unmarried person, and $8,879 for a couple.
You can apply online at SSA.gov, by phone at 1-800-772-1213, or in person at a local Social Security office. You will need medical records, work history, and proof of income.
An ABLE account lets you save money for disability-related expenses without losing public benefits. In Mississippi, you can open an account online and contribute up to $19,000 per year in 2025.
No, Mississippi does not have a state short-term disability program. The main help comes from federal SSDI and SSI, Medicaid waivers, and the Mississippi Department of Rehabilitation Services.
Yes, but your earnings must be below the SSA’s limits. If you earn more than $1,620 per month in 2025 (or $2,700 if blind), you may lose your benefits. There are work incentives to help you try to work without losing benefits.
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most current rules and eligibility.
You may qualify for Medicaid waivers that provide in-home care, medical assistance, and support services. You can also get Medicare if you get SSDI after a 24-month waiting period.
The Mississippi Department of Rehabilitation Services (MDRS) offers financial aid for assistive devices like wheelchairs and hearing aids. You can contact MDRS for more information.
You must report any changes in income to the Social Security Administration. If you earn too much, you may have to pay back benefits or lose eligibility.
Yes, family members may be eligible for dependent benefits based on your SSDI or SSI record. Check with the SSA for details.
