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Mississippi • Mental Health
People with Bipolar Disorder in Mississippi can get help through federal programs like SSI and SSDI, state Medicaid waivers, and ABLE accounts. These programs offer cash, medical, and support services to help manage daily life.
To qualify for federal disability benefits in Mississippi, you must have a medical condition that prevents you from working for at least 12 months. For Social Security Disability Insurance (SSDI), you need enough work credits from past jobs. For Supplemental Security Income (SSI), your income and assets must be low. Bipolar Disorder is recognized as a qualifying condition if it meets Social Security’s criteria for severity and duration. You must apply through the Social Security Administration (SSA) and provide medical proof of your diagnosis and how it limits your ability to work [1].
Mississippi does not offer its own state-funded cash disability benefits for adults with disabilities, including Bipolar Disorder. The main sources of support are federal programs like SSI and SSDI. However, Mississippi does provide Medicaid waiver programs for people with disabilities, which can help with in-home care, medical services, and support. These waivers are for people who meet both medical and financial criteria. The Mississippi Department of Rehabilitation Services (MDRS) also offers employment services and help with assistive devices. If you have Bipolar Disorder, you may qualify for these services if your condition limits your ability to work or live independently [1].
ABLE accounts are savings accounts for people with disabilities. In Mississippi, you can open an ABLE account through the Mississippi ABLE Program. You can use the money for disability-related expenses like therapy, transportation, or education. The account does not count against SSI or Medicaid asset limits, but if your account goes over $100,000, SSI payments will be suspended. The yearly contribution limit is $19,000 in 2025, and the total account balance cannot exceed $235,000. Anyone can contribute to your account, and contributions may qualify for a state tax deduction [6].
For SSI in Mississippi, the income limit for an individual is $6,587 per month in 2025. For a couple, it is $8,879 per month. These limits apply to unearned income, such as disability payments. If you work, some of your earnings may not count toward the limit. For Medicaid, income limits are based on federal poverty guidelines and can change each year. Check with Mississippi Medicaid for the most current limits [7].
If you get too much in benefits, you may have to pay it back. This can happen if your income or health changes and you do not report it. Always report changes in your income, living situation, or health to the Social Security Administration and Mississippi Medicaid. You can avoid overpayments by keeping your records up to date and reporting changes as soon as they happen. If you get a notice of overpayment, you can ask for a waiver or set up a payment plan [1].
Mississippi does not offer its own state-funded cash disability benefits for adults. Federal programs like SSI and SSDI are the main sources of support.
Mississippi Medicaid waivers provide home care and support services for people with disabilities who meet medical and financial criteria.
Yes, if your Bipolar Disorder is severe enough to prevent you from working for at least 12 months, you may qualify for federal SSI or SSDI benefits. You must provide medical proof and meet financial criteria. Mississippi does not offer its own cash disability benefits for adults [1].
You can apply for SSI or SSDI online at SSA.gov or at a local Social Security office. You will need medical records and proof of income. For Medicaid, apply through Mississippi Medicaid or your local Department of Human Services office [1].
SSI is for people with low income and few assets, while SSDI is for people who worked and paid into Social Security. Both programs require a medical diagnosis and proof that your Bipolar Disorder prevents you from working [1].
Yes, there are work incentives that let you keep benefits while you try to work. If you earn more than a certain amount, your benefits may be reduced. Report any changes in your income to the Social Security Administration [1].
An ABLE account lets you save money for disability-related expenses without losing SSI or Medicaid benefits. You can use the money for therapy, transportation, or education. There are limits on how much you can contribute and have in the account [6].
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most current rules and eligibility.
No, Mississippi does not offer its own state-funded cash disability benefits for adults. The main sources of support are federal programs like SSI and SSDI, and state Medicaid waivers for services [1].
Mississippi Medicaid waivers can help with home care, therapy, medication, and other services for people with disabilities. You must meet medical and financial criteria to qualify. These services can help you live independently and manage your condition [1].
Always report changes in your income, living situation, or health to the Social Security Administration and Mississippi Medicaid. You can do this online, by phone, or in person. Keeping your records up to date helps you avoid overpayments and keeps your benefits active [1].
Yes, the Mississippi Department of Rehabilitation Services offers financial help for assistive devices like wheelchairs or hearing aids. You may also qualify for job training and employment services [1].
If your ABLE account balance goes over $100,000, your SSI payments will be suspended. However, you can still keep your Medicaid benefits and use the money in your account for disability-related expenses [6].
