People with aphasia in Mississippi may qualify for federal disability benefits like SSI and SSDI, as well as Medicaid and ABLE accounts. This guide explains eligibility, how to apply, and what support is available.
To qualify for Social Security Disability Insurance (SSDI), you must have a disability that stops you from working for at least 12 months and have paid enough Social Security taxes through work. The Social Security Administration (SSA) uses a list of impairments, and aphasia may qualify if it severely limits your ability to communicate and work. You must also earn less than $1,620 per month (or $2,700 if blind) in 2025 to be eligible for SSDI[4].
Supplemental Security Income (SSI) is for people with limited income and resources who are disabled, blind, or age 65 or older. SSI does not require a work history. The income limits for SSI are stricter than SSDI, and the maximum monthly payment in 2025 is $967[9].
Both programs require a medical review to confirm your disability[7].
Mississippi does not offer its own state disability benefits for adults with aphasia. This means federal programs like SSDI and SSI are the main sources of financial help. If you have aphasia and cannot work, you should apply for SSDI or SSI through the Social Security Administration.
Mississippi does offer Medicaid for people with disabilities who meet income and resource limits. The Working Disabled Program in Mississippi allows higher income and resource limits than regular Medicaid, which may help if you are working but still need medical coverage[6].
Mississippi also has ABLE accounts, which let people with disabilities save money without losing SSI or Medicaid benefits. The yearly contribution limit is $19,000 in 2025, and the account balance can go up to $235,000[5].
ABLE accounts are savings accounts for people with disabilities. In Mississippi, you can contribute up to $19,000 per year to an ABLE account in 2025. The account balance can go up to $235,000. If the balance goes over $100,000, SSI benefits are suspended, but other benefits are not affected. Money in the account can be used for qualified disability expenses without being taxed[5].
You must report any changes in your income, resources, or medical condition to the SSA and Medicaid. Not reporting changes can lead to overpayments, which you may have to pay back. Keep records of all changes and report them as soon as possible[4].
Contact the Mississippi Department of Human Services or the Social Security Administration for help with your application. Local disability advocates can also assist.
Yes, if your aphasia prevents you from working for at least 12 months and you have enough work credits, you may qualify for SSDI. The SSA will review your medical records to confirm your disability[4].
No, Mississippi does not offer its own state disability benefits for adults with aphasia. Federal programs like SSDI and SSI are the main sources of financial help[1].
You can apply for Medicaid through the Mississippi Division of Medicaid or your local Department of Human Services office. The Working Disabled Program may have higher income and resource limits if you are working[6].
An ABLE account lets you save money for disability-related expenses without losing SSI or Medicaid benefits. The yearly contribution limit is $19,000 in 2025, and the account balance can go up to $235,000[5].
In 2025, you must earn less than $1,620 per month (or $2,700 if blind) to be eligible for SSDI. This is called Substantial Gainful Activity (SGA)[4].
The maximum monthly SSI payment in 2025 is $967. This amount is the same in all states[9].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Yes, you must report any changes in your income, resources, or medical condition to the SSA and Medicaid. Not reporting changes can lead to overpayments, which you may have to pay back[4].
Yes, there are work incentives that let you keep some benefits while you work. The Ticket to Work program and trial work periods can help you test your ability to work without losing benefits[2].
The approval process can take several months. If you are denied, you can appeal the decision, which may take longer[7].
You need medical records that show your aphasia diagnosis, how it affects your daily activities, and your ability to work. This should include reports from your doctor and any relevant test results[7].
