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Minnesota • Physical/Mobility
People with Muscular Dystrophy in Minnesota can access federal and state disability benefits, including SSI, SSDI, Medicaid waivers, and ABLE accounts. New laws in 2025 affect public safety disability health insurance and eligibility for ABLE accounts. This guide explains eligibility, how to apply, and where to get help.
To qualify for federal disability benefits like SSI or SSDI, you must have a qualifying disability that prevents you from working for at least 12 months. For SSDI, you need enough work credits from jobs covered by Social Security. SSI is for people with limited income and resources, regardless of work history. Children with Muscular Dystrophy may qualify for benefits if their disability started before age 18. Adults with a disability that began before age 22 may be eligible for benefits on a parent's Social Security record if the parent is retired, disabled, or deceased. The definition of disability is the same for adults and children: a condition that severely limits your ability to work or do daily activities. [^1]
In Minnesota, people with Muscular Dystrophy may qualify for state-specific programs like Medical Assistance (Medicaid), Minnesota Supplemental Aid, and Housing Support. Eligibility for these programs is based on income, resources, and disability status. The state also offers Medicaid waivers for home and community-based services, which can help with personal care, therapy, and equipment. [^2]
ABLE accounts let people with disabilities save money without losing benefits like SSI or Medicaid. In Minnesota, you can open an ABLE account if your disability began before age 46. The account can be used for qualified disability expenses like education, housing, transportation, and personal support. Contributions are tax-free, and earnings grow tax-free. Withdrawals for qualified expenses are also tax-free. [^2]
Federal and state income limits change each year. For SSI in 2025, the federal benefit rate is $943 per month for an individual and $1,415 for a couple. Minnesota Supplemental Aid adds extra cash to SSI payments. Income guidelines for Medical Assistance and Housing Support are updated yearly with the Social Security COLA. [^2]
If your income, resources, or living situation changes, you must report it to avoid overpayments. Overpayments can happen if you get more benefits than you are entitled to. Report changes to Social Security and your county human services office as soon as possible. [^5]
Disability Hub MN offers free expert help with benefits planning, applications, and problem-solving. Chat, call, or email the Hub during business hours to get started.
People with Muscular Dystrophy in Minnesota can get SSI or SSDI if they meet the eligibility rules. SSI is for people with limited income and resources. SSDI is for people who have worked and paid Social Security taxes. Both programs provide monthly cash payments and may lead to Medicare or Medicaid coverage. [^1]
You can apply for Medicaid (Medical Assistance) online at MNsure or through your county human services office. You will need to provide proof of income, resources, and disability. Medicaid covers doctor visits, hospital care, medications, and more for people with Muscular Dystrophy. [^2]
Medicaid waivers (HCBS) help people with disabilities live in the community instead of institutions. They can pay for personal care, therapy, and equipment not covered by regular Medicaid. Ask your county human services office about waiver programs for Muscular Dystrophy. [^2]
Yes, you can save money in an ABLE account without losing SSI or Medicaid benefits. ABLE accounts let you save for qualified disability expenses like education, housing, and personal support. You must have a disability that began before age 46 to open an account in Minnesota. [^2]
The federal SSI benefit rate in 2025 is $943 per month for an individual and $1,415 for a couple. Minnesota Supplemental Aid adds extra cash to SSI payments. Income guidelines for other benefits are updated yearly with the Social Security COLA. [^2]
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most current rules and eligibility.
Report changes in income, resources, or living situation to Social Security and your county human services office as soon as possible. You can report changes online, by phone, or in person. Disability Hub MN can help you avoid and resolve overpayments. [^5]
SSI is for people with limited income and resources who are disabled, blind, or age 65 or older. SSDI is for people who have worked and paid Social Security taxes but can no longer work due to disability. Both programs provide monthly cash payments and may lead to Medicare or Medicaid coverage. [^1]
Children with Muscular Dystrophy may qualify for SSI or SSDI if their disability started before age 18. Benefits usually stop at age 18 unless the child is a full-time student or has a qualifying disability. Adults with a disability that began before age 22 may be eligible for benefits on a parent's Social Security record. [^1]
In 2025, Minnesota changed health insurance for public safety duty disabilities. Regular duty disabilities now get coverage for five years instead of until age 65. Total and permanent duty disabilities still get coverage until age 65. The ABLE Age Adjustment Act expands eligibility for ABLE accounts to people whose disability began before age 46. [^2][^3]
Disability Hub MN offers free expert help with benefits planning, applications, and problem-solving. You can chat, call, or email the Hub during business hours. They can help you navigate the system and plan for your future. [^4]
