Open a Purple account in minutes. Banking built for people with disabilities.
Minnesota • Chronic Illness
If you have heart disease in Minnesota, you may qualify for federal and state disability benefits, including SSI, SSDI, Medicaid, and special programs. This guide explains eligibility, how to apply, and important updates for 2025.
To qualify for federal disability benefits with heart disease, you must meet Social Security Administration (SSA) criteria. For SSI, you need low income and limited resources. For SSDI, you must have worked and paid Social Security taxes. Heart disease is listed in the SSA Blue Book under Section 4.00, Cardiovascular System. You must show severe symptoms, such as chronic heart failure or significant limitations in daily activities. Medical records from your doctor are required to prove your condition and its impact on your ability to work [1].
Common eligibility requirements:
If you qualify, you may also get Medicaid or Medicare, depending on your situation [2].
In Minnesota, people with heart disease may qualify for state programs like Medical Assistance (Medicaid), Minnesota Supplemental Aid, and Housing Support. Eligibility depends on your income, assets, and living situation. Minnesota also offers Medicaid waivers for home and community-based services, which can help you stay independent [3].
Starting in 2025, income guidelines for Minnesota benefits are updated with the Social Security Cost of Living Adjustment (COLA). This means more people may qualify for Medical Assistance and other programs. If you are in a facility or have a life-threatening condition, you may get faster disability determinations through the State Medical Review Team (SMRT) [4].
Minnesota also has special rules for public safety workers. If you are a peace officer or firefighter with a duty disability, health insurance coverage is now limited to five years for regular duty disabilities, but total and permanent duty disabilities still get coverage until age 65 [5].
Minnesota ABLE accounts let people with disabilities save money without losing benefits. You can use the funds for housing, education, transportation, and more. Starting January 1, 2025, eligibility is expanded to people whose disability began before age 46. You can open an account online at mnable.org or through Disability Hub MN [11].
Income limits for Minnesota benefits change each year. In 2025, limits are updated with the Social Security Cost of Living Adjustment (COLA). For Medical Assistance, the limit is about $1,133 per month for an individual. For SSI, the federal limit is $943 per month. Work incentives may let you earn more without losing benefits [12].
If your income, living situation, or health changes, you must report it to avoid overpayments. Overpayments can lead to loss of benefits or debt. Report changes to Social Security and your county human services office. Disability Hub MN can help you understand reporting rules and avoid problems [13].
Disability Hub MN offers free expert help with benefits, work planning, and more. Call 1-866-333-2466 or visit disabilityhubmn.org.
Yes, if your heart disease is severe and prevents you from working, you may qualify for SSI, SSDI, or Minnesota Medical Assistance. You need medical proof and may need to meet income and asset limits.
SSI is for people with low income and limited resources, while SSDI is for people who worked and paid Social Security taxes. Both can help with heart disease, but eligibility rules are different.
You can apply online at mnbenefits.mn.gov or at your county human services office. You will need proof of income, assets, and medical records.
Medicaid waivers let people with disabilities get home and community-based services, like personal care and home modifications. They help you stay independent and avoid nursing homes.
Yes, Minnesota has work incentives that let you earn income without losing SSI, SSDI, or Medicaid. Ask about SSI/SSDI work incentives and ABLE accounts.
An ABLE account is a tax-advantaged savings account for people with disabilities. You can save money for housing, education, transportation, and more without losing benefits.
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always check with official sources for the most current information.
Report changes in income, living situation, or health to Social Security and your county human services office. Disability Hub MN can help you understand reporting rules.
Yes, peace officers and firefighters with duty disabilities may get health insurance coverage. For regular duty disabilities, coverage is now limited to five years, but total and permanent disabilities get coverage until age 65.
If you are in a facility or have a life-threatening condition, you may get faster disability determinations through the State Medical Review Team (SMRT). Hospitals can help with expedited referrals.
Disability Hub MN offers free expert help statewide. Call 1-866-333-2466 or visit disabilityhubmn.org for support with benefits, work planning, and more.
