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Michigan • Chronic Illness
People with Myalgic Encephalomyelitis in Michigan may qualify for federal disability benefits like SSDI and SSI, as well as state programs such as State Disability Assistance. Eligibility depends on medical evidence, work history, and income. This guide explains how to apply, what benefits are available, and how to manage your case.
To qualify for federal disability benefits like SSDI or SSI, you must have a medical condition that prevents you from doing substantial work for at least 12 months. For SSDI, you need a work history and enough Social Security credits. SSI is for those with limited income and resources, regardless of work history. Both programs use the Substantial Gainful Activity (SGA) limit to decide if your earnings are too high. In 2025, the SGA limit is projected to be $1,530 per month for non-blind individuals and $2,550 for blind individuals. If you earn more than this, you may not qualify for benefits. Children with disabilities may also qualify for benefits based on a parent’s record if the disability began before age 22[1][4][9].
In Michigan, adults with disabilities may qualify for State Disability Assistance (SDA) if they meet income and residency requirements. SDA is for adults who are not eligible for federal disability benefits. You must be a U.S. citizen or qualified legal immigrant and live in Michigan. Non-citizen adults must have permanent resident status or VAWA for five years or more. Asylees, refugees, and some other immigrant categories are also eligible. SDA does not require a work history, but you cannot receive cash assistance from another state. The program is managed by the Michigan Department of Health and Human Services (MDHHS)[3][7][8].
Federal programs for people with Myalgic Encephalomyelitis include Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). SSDI is for those with a work history and enough Social Security credits. SSI is for those with limited income and resources. Both programs provide monthly cash benefits and may lead to Medicaid or Medicare coverage. Children with disabilities may qualify for benefits based on a parent’s record if the disability began before age 22[4][9].
Michigan offers the State Disability Assistance (SDA) program for adults with disabilities who are not eligible for federal disability benefits. SDA provides monthly cash assistance. Eligibility depends on income, residency, and immigration status. The program is managed by the Michigan Department of Health and Human Services (MDHHS). SDA does not require a work history, but you cannot receive cash assistance from another state. Other state resources include Medicaid waivers for home and community-based services, and Michigan’s ABLE account program for saving without losing benefits[3][7][8].
Michigan’s ABLE account program lets people with disabilities save money without losing eligibility for benefits like SSI or Medicaid. You can use ABLE funds for qualified disability expenses, such as medical care, education, and housing. To open an account, you must have a qualifying disability that began before age 26. ABLE accounts are tax-advantaged and can help you manage your finances while keeping your benefits[8].
For SSDI and SSI, the Substantial Gainful Activity (SGA) limit is the key income threshold. In 2025, the SGA limit is projected to be $1,530 per month for non-blind individuals and $2,550 for blind individuals. If you earn more than this, you may not qualify for benefits. For State Disability Assistance, the income limit is $1,690 per month in 2026, but this can change with cost-of-living adjustments[1][2][9].
You must report any changes in income, medical status, or living situation to the Social Security Administration or MDHHS. Failing to report changes can lead to overpayments and penalties. If you receive an overpayment, you may be able to request a waiver or set up a repayment plan. Always keep records of your reports and communications[5][6].
Contact a Michigan Benefit-to-Work Coach for free help with work and benefits questions. They can help you understand how disability benefits are impacted by work and guide you through the application process[5][6].
Yes, if your condition prevents you from doing substantial work for at least 12 months. You must provide medical evidence and meet income and work history requirements. SSDI is for those with a work history, while SSI is for those with limited income and resources[4][9].
For SSDI and SSI, the Substantial Gainful Activity (SGA) limit is $1,530 per month for non-blind individuals in 2025. For State Disability Assistance, the limit is $1,690 per month in 2026. These limits can change with cost-of-living adjustments[1][2][9].
You can apply online at Michigan’s MI Bridges portal or at your local MDHHS office. You will need proof of income, residency, and medical records. The process can take several months, and you can appeal if denied[3][7].
Yes, but your earnings must stay below the SGA limit. Work incentives let you test employment without losing benefits. If you earn more than the limit, you may lose eligibility[1][9].
SSDI is for those with a work history and enough Social Security credits. SSI is for those with limited income and resources, regardless of work history. Both programs provide monthly cash benefits and may lead to Medicaid or Medicare coverage[4][9].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
Children with disabilities may qualify for benefits based on a parent’s record if the disability began before age 22. They must be unmarried and meet the definition of disability for adults[4].
You have 60 days to appeal a denial. You can file an appeal online, by mail, or in person. An attorney can help you with the process and increase your chances of success[2].
Yes, if they are U.S. citizens or qualified legal immigrants. Non-citizen adults must have permanent resident status or VAWA for five years or more. Asylees, refugees, and some other immigrant categories are also eligible[3][7].
An ABLE account lets people with disabilities save money without losing eligibility for benefits like SSI or Medicaid. You can use ABLE funds for qualified disability expenses, such as medical care, education, and housing[8].
You must report any changes in income, medical status, or living situation to the Social Security Administration or MDHHS. Failing to report changes can lead to overpayments and penalties[5][6].
