People with cancer in Michigan may qualify for federal and state disability benefits, including SSI, SSDI, Medicaid, and State Disability Assistance. These programs help cover medical costs, living expenses, and work support.
To qualify for Social Security Disability Insurance (SSDI), you must have worked in jobs covered by Social Security, have a disability that prevents work for at least 12 months, and meet the work credit rule (usually 20 credits in the last 10 years)[^1]. For Supplemental Security Income (SSI), you must have limited income and assets, be disabled, and meet citizenship requirements[^2]. Both programs use the Social Security Administration's definition of disability, which includes cancer if it severely limits your ability to work[^1][^2].
In Michigan, adults with cancer may also qualify for State Disability Assistance (SDA) if they do not meet federal disability program requirements. SDA is for adults with disabilities, those 65+, or caretakers of disabled individuals, and requires U.S. citizenship or qualified legal immigrant status and Michigan residency[^3][^4]. Michigan also provides a state supplement to SSI recipients, which can increase monthly payments for some individuals[^2]. Medicaid is automatically available to SSI recipients, and SSDI recipients may qualify after a 24-month waiting period[^5].
ABLE accounts allow people with disabilities to save money without losing SSI or Medicaid benefits. Michigan residents can open an ABLE account to pay for disability-related expenses[^7].
Report any changes in income, work, or living situation to Social Security or MDHHS to avoid overpayments. Overpayments can result in repayment demands or benefit reductions[^8].
Contact a Michigan Benefit-to-Work (B2W) Coach for free help with disability benefits and work questions.
Yes, if your cancer limits your ability to work for at least 12 months, you may qualify for SSDI or SSI. Michigan also offers State Disability Assistance for those who don't qualify for federal programs.
The federal SSI maximum in 2025 is $943 per month for individuals. Michigan may add a state supplement, increasing your total payment.
SSI is based on financial need and does not require work history. SSDI is based on work credits and Social Security taxes paid. Both programs help people with disabilities.
For SSI and SDA, you must be a U.S. citizen or qualified legal immigrant. SSDI requires work in covered jobs, which usually means legal status.
Yes, but there are limits. SSDI recipients can earn up to the SGA limit ($1,530/month in 2025) without losing benefits. SSI has strict income limits.
Apply for SSDI or SSI online at ssa.gov or by phone. For State Disability Assistance, apply through MDHHS online or at a local office.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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You need medical records showing your diagnosis, treatment, and how your cancer limits your ability to work. Social Security will review this evidence.
SSI recipients automatically get Medicaid. SSDI recipients may qualify after a 24-month waiting period. Michigan also offers Medicaid waivers for home and community-based services.
An ABLE account lets people with disabilities save money without losing SSI or Medicaid benefits. Michigan residents can open an account for disability-related expenses.
Report changes in income, work, or living situation to Social Security or MDHHS to avoid overpayments. Overpayments can lead to repayment demands.
