Myalgic Encephalomyelitis Benefits in Massachusetts

To qualify for Social Security Disability Insurance (SSDI), you generally need 40 work credits, with 20 earned in the last 10 years before your disability began. For Supplemental Security Income (SSI), eligibility is based on limited income and resources, not work history. Both programs require proof that your Myalgic Encephalomyelitis prevents you from doing substantial work for at least 12 months. The Social Security Administration (SSA) reviews medical records, job history, and other evidence to decide if you meet the criteria[5].

In Massachusetts, eligibility for disability benefits is determined by MassAbility Disability Determination Services (DDS). DDS uses medical and mental health professionals to review your case. They look at your detailed job history, education, medical records, and information from providers. For SSI, Massachusetts also pays a small state supplement to the federal benefit. Your living situation and income will affect your eligibility for state programs and Medicaid waivers[2][3].

• Gather medical records and job history.
• Contact MassAbility DDS for help with your application.
• Apply online at SSA.gov or in person at a Social Security office.
• Submit all required documents and follow up on requests.
• Attend any required medical exams.

• Step 1: Collect all medical records related to your Myalgic Encephalomyelitis, including doctor notes, test results, and treatment plans.
• Step 2: Make a list of all jobs you’ve held in the last 15 years, including physical requirements.
• Step 3: Contact MassAbility DDS for guidance and to start your application process.
• Step 4: Apply for SSDI or SSI online at SSA.gov, by phone, or in person at a Social Security office.
• Step 5: Submit all requested documents, including medical records, job history, and proof of income.
• Step 6: Attend any medical exams arranged by DDS if needed.
• Step 7: Respond promptly to any requests for more information.
• Step 8: Wait for a decision from DDS and SSA. If denied, you can appeal[2][5].

The two main federal disability programs are Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). SSDI is for people who have worked and paid Social Security taxes. SSI is for people with limited income and resources. Both programs provide monthly payments and may include access to Medicare or Medicaid[5].

Massachusetts offers several programs for people with disabilities. MassAbility DDS handles eligibility for SSDI and SSI. The state also provides a small supplement to SSI payments. Medicaid waivers, such as the Home and Community-Based Services (HCBS) waiver, help people with disabilities live independently. Other state supports include MassHealth (Medicaid), food assistance, and housing programs[2][3][4].

ABLE accounts let people with disabilities save money without losing benefits. Massachusetts residents can open an ABLE account to pay for qualified disability expenses. These accounts do not count toward SSI income limits[6].

For SSI in 2025, the maximum federal payment is $967 per month for an individual and $1,450 for a married couple. Massachusetts adds a small state supplement. Income includes cash, in-kind support, and some deemed income. The Substantial Gainful Activity (SGA) limit for SSDI in 2025 is expected to be around $1,470 per month for non-blind individuals[1][3].

You must report any changes in income, living situation, or medical status to avoid overpayments. If you get too much, you may have to pay it back. Always report changes promptly to SSA and MassAbility DDS[2].

• MassAbility Disability Determination Services (Boston)
  Phone: 617-727-1600

  Website

  For help with disability applications and eligibility questions.
• MassAbility Disability Determination Services (Worcester)
  Phone: 508-752-5001

  Website

  For help with disability applications and eligibility questions.

• What is Myalgic Encephalomyelitis?

  Myalgic Encephalomyelitis is a chronic illness that causes severe fatigue, pain, and other symptoms. It can make it hard to work or do daily activities. The condition must be documented by a doctor to qualify for disability benefits.

• How do I know if I qualify for disability benefits in Massachusetts?

  You may qualify if your Myalgic Encephalomyelitis prevents you from working for at least 12 months. You need medical proof and, for SSDI, a work history. MassAbility DDS reviews your case using medical records and job history[2][5].

• What documents do I need to apply?

  You need medical records, a list of jobs you’ve held in the last 15 years, proof of income, and any other documents requested by MassAbility DDS or SSA. Bring all paperwork to your application appointment[2][5].

• Can I work while getting disability benefits?

  Yes, but there are limits. For SSDI, you can earn up to the SGA limit without losing benefits. For SSI, earned income is treated more favorably than unearned income. Always report work to SSA[1][3].

• How long does it take to get a decision?

  It can take several months to get a decision. The process may be faster if you have complete medical records and respond quickly to requests. You can check your application status online or by phone[2][5].

• What if my application is denied?

  If denied, you can appeal. The first step is to request a reconsideration. You may need to provide more medical evidence or attend another exam. MassAbility DDS can help with the appeal process[2].