People in Massachusetts with amputation may qualify for federal and state disability benefits, including SSI, SSDI, Medicaid waivers, and ABLE accounts. Eligibility depends on medical status, income, and work history. This guide explains how to apply and what support is available.
To qualify for federal disability benefits like SSI or SSDI, you must have a medical condition that meets the Social Security Administration’s (SSA) definition of disability. For amputation, SSA’s Blue Book lists specific criteria, such as amputation of both hands, one or both legs above the knee, or one arm and one leg. If your amputation does not meet these criteria, you may still qualify if it severely limits your ability to work or perform daily activities. The SSA reviews medical records, work history, and other evidence to decide eligibility[6].
For SSI, your income and resources must be below certain limits. SSDI eligibility is based on your work history and Social Security taxes paid. Both programs require regular reporting of changes in your situation[4].
In Massachusetts, eligibility for state disability programs is determined by MassAbility Disability Determination Services (DDS). DDS reviews your medical records, job history, education, and other information to decide if you qualify for SSDI or SSI. Massachusetts also offers Medicaid waivers for people with disabilities, which provide home and community-based services. To qualify, you must meet both federal and state criteria, including income and asset limits. Some programs may require a functional assessment or proof of residency[2].
Massachusetts pays a small state supplement to SSI recipients, which increases the total monthly payment. The state also offers ABLE accounts for eligible individuals with disabilities, allowing tax-advantaged savings for disability-related expenses[3].
ABLE accounts allow people with disabilities to save money for disability-related expenses without losing eligibility for SSI, Medicaid, or other benefits. Massachusetts offers ABLE accounts through the state’s ABLE program. You can use the funds for housing, education, transportation, and other qualified expenses[3].
You must report any changes in your income, living situation, or medical status to avoid overpayments. Failure to report changes can result in penalties or loss of benefits. If you receive an overpayment, you may be required to repay the amount or have future benefits reduced[4].
Contact MassAbility DDS for help with eligibility and applications. They have medical and mental health professionals who can guide you through the process[2].
Explore Medicaid waivers and ABLE accounts for additional support. These programs can help with home care, transportation, and saving for disability-related expenses[3].
People with amputation in Massachusetts may qualify for SSI, SSDI, and Medicaid waivers. SSI is for those with limited income and resources, while SSDI is for those with a work history. Medicaid waivers provide home and community-based services[1][3][5].
Contact MassAbility DDS to start the eligibility process. Gather medical records and proof of income, then apply for SSI or SSDI online, by phone, or in person. You can also apply for Medicaid waivers and ABLE accounts for additional support[2][6].
The 2025 maximum SSI payment is $967 for an individual and $1,450 for a married couple. Income and resource limits apply, and Massachusetts pays a small state supplement to SSI recipients[3].
Yes, but there are limits. For SSDI, you must not earn more than the SGA limit, which is expected to be around $1,470 per month for non-blind individuals in 2025. SSI treats earned income more favorably than unearned income[1][3].
An ABLE account allows people with disabilities to save money for disability-related expenses without losing eligibility for SSI, Medicaid, or other benefits. Massachusetts offers ABLE accounts through the state’s ABLE program[3].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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To qualify for Medicaid waivers, you must meet both federal and state criteria, including income and asset limits. The state agency reviews your medical need and functional assessment to determine eligibility[5].
You must report any changes in your income, living situation, or medical status to avoid overpayments. Failure to report changes can result in penalties or loss of benefits[4].
You need medical records related to your amputation, including surgery reports, rehabilitation notes, and any ongoing treatment. The SSA reviews this evidence to decide eligibility[6].
Yes, children with amputation may qualify for SSI or SSDI if they meet the medical and financial criteria. The SSA considers the child’s income and resources, as well as those of family members living in the household[4].
SSI is for people with limited income and resources, while SSDI is for those with a work history. Both programs provide monthly payments, but eligibility and payment amounts differ[1][3].
