People in Maryland with a speech impairment may qualify for federal and state disability benefits, including SSI, SSDI, Medicaid, and state-specific programs. This guide covers eligibility, how to apply, and key resources.
Contact your local Department of Social Services or a benefits counselor for help with your application. You can also use the Maryland Work Incentives Planning and Assistance Project (WIPA) for free benefits planning.
Yes, a speech impairment can qualify for SSI, SSDI, or state programs if it is severe enough to prevent substantial work and is expected to last at least 12 months. Medical evidence is required to prove the disability [6].
SSI is for people with limited income and resources, while SSDI is for those who have worked and paid Social Security taxes. Both programs require a severe disability that lasts at least 12 months [6].
You can apply for SSI or SSDI online at ssa.gov, by phone, or in person at a Social Security office. For state programs like TDAP, apply at your local Department of Social Services or online at MarylandBenefits.gov [7].
TDAP provides cash benefits to low-income, disabled Marylanders with no dependent children. Benefits are available for up to 12 months out of a 36-month period, unless you are pursuing SSI [1].
Yes, Maryland has work incentives and programs like the EID Program that allow people with disabilities to work and keep their benefits. The EID Program provides Medicaid to people with disabilities who work for pay [2].
An ABLE account allows Maryland residents with disabilities to save money for disability-related expenses without affecting eligibility for SSI, Medicaid, or other means-tested benefits. You can save up to $16,000 per year (2025 limit) [3].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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You must report any changes in your income, resources, or living situation to the Social Security Administration and your local Department of Social Services. Failing to report changes can result in overpayments [4].
In 2025, the federal SSI payment is $943 per month for an individual, and the resource limit is $2,000. State-specific limits may vary, so check with your local Department of Social Services [6].
Yes, children with speech impairments may qualify for SSI or SSDI if the disability meets federal criteria. Children's benefits normally stop at age 18 unless they have a qualifying disability [6].
The EID Program provides Medicaid to people with disabilities who work for pay. The program has no income limit and allows people to save money in Independence Accounts without affecting eligibility [2].
