Hard of hearing Marylanders may qualify for federal and state disability benefits, including SSI, SSDI, and the Temporary Disability Assistance Program (TDAP). These programs offer monthly cash support, health coverage, and help with daily living costs. Eligibility depends on income, assets, and medical documentation.
To qualify for federal disability benefits like SSI or SSDI, you must have a medically documented disability that is expected to last at least 12 months or result in death. SSI is for those with limited income and assets, while SSDI is for those who have worked and paid Social Security taxes. Both programs cover hearing loss if it meets the Social Security Administration’s definition of disability. You must provide medical records and complete an application with the Social Security Administration [^1].
In Maryland, the Temporary Disability Assistance Program (TDAP) helps low-income individuals with disabilities, including those who are hard of hearing, who do not have dependent children. TDAP provides cash benefits for up to 12 months out of every 36 months, unless you are pursuing SSI. You must verify your disability with a licensed medical practitioner and apply through your local Department of Social Services. TDAP is not available to those who qualify for other assistance programs [^2].
ABLE accounts allow hard of hearing Marylanders to save money for disability-related expenses without losing eligibility for SSI, Medicaid, or other benefits. Contributions are tax-free, and funds can be used for education, housing, transportation, and more. Maryland residents can open an ABLE account through the Maryland ABLE program [^5].
SSI has strict income and asset limits. In 2025, the federal SSI limit is $943 per month for an individual. SSDI limits depend on your work history and earnings. TDAP is for those with very low income and no dependent children. Income limits are updated annually and can be found on the Maryland Department of Human Services website [^2][^1].
If your income, living situation, or medical status changes, you must report it to the agency that pays your benefits. Failing to report changes can result in overpayments and penalties. Learn more about avoiding overpayments and reporting changes in our guide [^3].
Contact your local Department of Social Services or the Maryland Work Incentives Planning and Assistance Project (WIPA) for free help with your application and benefits planning.
Yes, if your hearing loss meets the Social Security Administration’s definition of disability and you have limited income and assets. You must provide medical records and apply through the SSA.
TDAP is a Maryland state program that provides cash benefits to low-income individuals with disabilities, including those who are hard of hearing, who do not have dependent children. You must verify your disability with a medical report.
TDAP generally provides up to $185 per month to eligible individuals. Benefits are limited to 12 months out of every 36 months unless you are pursuing SSI.
Yes, both SSI and SSDI have work incentives that allow you to earn income while receiving benefits. There are limits and rules, so it’s important to report any earnings to the SSA.
Yes, Medicaid may cover hearing aids and related services for eligible individuals, including those who are hard of hearing. Coverage depends on your specific Medicaid plan and eligibility.
You can apply for SSI or SSDI online at SSA.gov, by phone, or in person. For TDAP and other state benefits, apply online at MarylandBenefits.gov or at your local Department of Social Services.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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You will need medical records confirming your hearing loss, proof of income, identification, and any other documents requested by the agency. A licensed medical practitioner must complete a medical report for TDAP.
Yes, you can get help from a benefits counselor, your local Department of Social Services, or a nonprofit organization. The Maryland Work Incentives Planning and Assistance Project (WIPA) offers free benefits planning services.
An ABLE account lets you save money for disability-related expenses without losing eligibility for SSI, Medicaid, or other benefits. Funds can be used for education, housing, transportation, and more.
Yes, Maryland offers property tax credits for eligible homeowners with disabilities, including those who are hard of hearing. The credit is based on your income and property taxes.
