Open a Purple account in minutes. Banking built for people with disabilities.
Maryland • Chronic Illness
If you have Chronic Obstructive Pulmonary Disease (COPD) in Maryland, you may qualify for federal and state disability benefits. These include Supplemental Security Income (SSI), Social Security Disability Insurance (SSDI), and the Temporary Disability Assistance Program (TDAP). Each program has different eligibility rules and application steps.
Step 1: Get Medical Documentation
Step 2: Apply for SSI/SSDI
Step 3: Apply for TDAP
Step 4: Apply for Medicaid and Waivers
Step 5: Consider an ABLE Account
Contact your local Department of Social Services or call Maryland Access Point at 2-1-1 for help finding benefits and support services.
Yes, if your COPD is severe enough to prevent you from working for at least 12 months, you may qualify for SSI, SSDI, or TDAP. You must provide medical documentation and meet income and asset requirements[1][5][6].
SSI is for people with low income and few assets, regardless of work history. SSDI is for people with a qualifying disability who have a work history that meets Social Security's requirements. Both programs can help people with COPD[5][7].
SSI payments are up to $967 per month in 2025. TDAP payments are generally up to $185 per month. SSDI payments depend on your past earnings. Medicaid can help pay for medical care[5][6].
You must be unable to work due to your disability for at least 12 months. Some work may be allowed under Social Security's work incentives, but you cannot do substantial gainful activity[7].
Yes, Medicaid can help pay for medical care, including treatments for COPD. You may also qualify for Medicaid waivers that cover home care and other services[3].
Apply for SSI/SSDI online at ssa.gov, by phone, or in person. Apply for TDAP at your local Department of Social Services or online at MarylandBenefits.gov. You will need medical documentation[1][6].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
TDAP is a state program that provides cash benefits to low-income Marylanders with a short-term disability or while awaiting federal disability approval. TDAP is for individuals without dependent children. You must verify your disability with a medical report[1][6].
Some work may be allowed under Social Security's work incentives. You cannot do substantial gainful activity, but you may be able to earn some income without losing benefits[7].
An ABLE account lets you save money for disability-related expenses without losing eligibility for SSI or Medicaid. You can save up to $18,000 per year in 2025[3].
You can appeal the decision. Contact the Social Security Administration or your local Department of Social Services for help with the appeals process[7].
