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Maryland • Mental Health
Maryland offers several state and federal benefits for adults with Anxiety Disorders and other mental health disabilities, including cash assistance, health coverage, and employment supports. This guide explains eligibility, how to apply, and key programs available to Maryland residents.
To qualify for federal SSI (Supplemental Security Income), you must have low income, few assets, and a disability (including Anxiety Disorders) expected to last at least 12 months or result in death. SSDI (Social Security Disability Insurance) requires a work history and meeting the Social Security Administration’s strict disability definition[3][5][6].
Maryland’s Temporary Disability Assistance Program (TDAP) is for low-income adults with a disability and no dependent children. Eligibility requires a licensed medical practitioner to verify your disability (including Anxiety Disorders). You may get TDAP for up to 12 months out of a 36-month period, unless you are pursuing SSI[1][2][5]. Note: Local offices may have additional requirements—contact your county Department of Social Services for details.
Start your application at the Maryland Department of Social Services, either in person, by mail, fax, or online through MarylandBenefits.gov[1]. For SSI/SSDI, apply directly with the Social Security Administration by phone (800-772-1213) or online at ssa.gov[5].
For TDAP:
SSI and SSDI are federal programs for people with disabilities (including Anxiety Disorders) who meet strict income, asset, and medical criteria. SSI is for low-income individuals with few resources, while SSDI requires a work history. Both programs provide monthly cash payments[3][4][5]. Medicaid and Medicare may also be available if you meet income and disability requirements.
TDAP is Maryland’s main state cash benefit for adults with disabilities (including Anxiety Disorders) and no dependents, generally providing up to $185 per month for up to 12 months out of 36[1][2][5]. Maryland Medicaid offers health coverage, and Maryland Access Point helps connect you with other local supports. Maryland Benefits One is a portal for finding and applying for food, cash, medical, and energy assistance[4]. Check for available Medicaid waivers that may offer in-home services or community supports.
Maryland residents with disabilities (including Anxiety Disorders) can open an ABLE account, a tax-advantaged savings account that does not affect SSI or Medicaid eligibility. Earnings grow tax-free, and funds can be used for qualified disability-related expenses.
TDAP, SSI, and Medicaid have strict income and asset limits, which change annually. Always check current guidelines with the Maryland Department of Human Services or Social Security Administration before applying. SSDI does not have income limits for initial eligibility, but earnings are considered during the application process[1][3][5].
If you receive benefits and your income or resources change, report this immediately to avoid overpayments and penalties. Keep clear records and notify your caseworker or Social Security office.
If you have Anxiety Disorders or another mental health condition and need help applying for benefits, ask your doctor, therapist, or local mental health agency for assistance. Maryland Access Point and Maryland Benefits One can also help you navigate the process and connect to supports.
If your application is denied, don’t give up—many people are approved on appeal. Contact Disability Rights Maryland or a legal aid organization for help with appeals and hearings.
Yes, SSI and some state programs have work incentives and allow limited earnings without losing benefits. Always report income to avoid overpayments and consult a benefits planner for guidance[3].
You can receive TDAP for up to 12 months out of a 36-month period, unless you are actively pursuing SSI[1][2].
Yes, if your Anxiety Disorder is severe enough to prevent work for at least 12 months, you may qualify. A licensed provider must document your condition[5][6].
Apply directly with the Social Security Administration by phone (800-772-1213) or online at ssa.gov[5].
SSI and SSDI are federal programs; SSI is needs-based, SSDI is based on work history. TDAP is a Maryland state program for adults without dependents during short-term disability or while awaiting federal benefits[1][2][3].
Yes, if you meet income and disability requirements. Medicaid covers mental health services and supports available through waivers and state programs[4].
Disclaimer: This guide is for informational purposes only and based on official sources as of November 2025. Benefit programs, eligibility, and application processes may change. Always consult official agencies or legal professionals for current and personal advice.
You have the right to appeal. Gather more evidence, consider legal aid, or contact Disability Rights Maryland for assistance.
Yes. Maryland Access Point and local mental health agencies provide information, referrals, and sometimes direct support for adults with disabilities[4].
ABLE accounts let you save money for disability-related expenses without losing state or federal benefits. They are available to Maryland residents with eligible disabilities[internal_links].
You’ll need ID, proof of Maryland residency, income and asset records, and a medical report from a licensed provider documenting your disability[1][5].
