Maine does not have a state disability program, but people with Post-Traumatic Stress Disorder (PTSD) can qualify for federal benefits like Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Maine also offers supportive housing, independent living services, and advocacy for people with disabilities.
Sources: MainePERS.org, Maine.gov, MaineHousing.org, MaineHealth.org,
Sources: SSA.gov, , , ,
Sources: SSA.gov
Sources: MainePERS.org, Maine.gov, MaineHousing.org, MaineHealth.org, DisabilityRightsMaine.org
Sources: Maine.gov, ABLE United
Sources: SSA.gov, MaineHousing.org
Contact MaineHealth Vocational Services or Disability Rights Maine for free help with your disability application, appeals, and work incentives.
Yes, you can get federal disability benefits like SSDI or SSI for PTSD in Maine if your condition prevents you from working. Maine does not have a state disability program, so federal programs are the main source of benefits.
You need a diagnosis from a doctor or mental health professional, treatment records, and a statement explaining how PTSD affects your ability to work. The Social Security Administration will review this evidence to decide if you qualify.
Most applications take 3–6 months for an initial decision. If denied, appeals can take several months to over a year. It’s common to be denied at first, but many people are approved after appealing.
Yes, work incentives let you keep benefits while working. There are special rules for SSDI and SSI that protect your eligibility and may let you get funding for career advancement.
SSDI is for people who have worked and paid Social Security taxes. SSI is for people with limited income and resources, including those who have never worked. Both require that your PTSD prevents you from working.
Yes, Maine’s Section 811 PRA Program provides permanent supportive housing for extremely low-income people with disabilities, including those with PTSD. Contact MaineHousing or your local case manager to apply.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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The Disability Rights Center offers advocacy and legal help for people with disabilities, including those with PTSD. They can help with benefits, housing, and other issues.
You can open an ABLE account through the national ABLE United program or another state’s program. You must have a disability that began before age 26 and meet other requirements.
If denied, you can appeal within 60 days. You can request a reconsideration, a hearing before an Administrative Law Judge, or further review. Many people are approved after appealing.
Yes, MaineHealth Vocational Services and Disability Rights Maine offer free help with disability applications, appeals, and work incentives for people with disabilities.
