Open a Purple account in minutes. Banking built for people with disabilities.
Maine • Neurological/Developmental
Mainers with Autism Spectrum Disorder can access federal disability benefits like SSI and SSDI, Medicaid waivers, special education, independent living supports, supportive housing, and ABLE accounts. This guide explains eligibility, application steps, Maine-specific programs, and how to access these resources.
To qualify for Social Security SSI or SSDI based on Autism Spectrum Disorder, you must prove that your autism causes significant, life-long functional limitations in social interaction, communication, or daily living. SSI is for those with limited income and resources; SSDI requires a work history and enough Social Security credits[1]. Medical evidence must show that autism symptoms have lasted or will last at least 12 months and prevent substantial gainful activity (earning more than $1,550/mo in 2024 for most applicants). Children with autism may be eligible for SSI if their condition meets SSA’s criteria and family income/resources are within federal limits.
Maine does not have a state-funded disability cash assistance program; residents must rely on federal programs for monthly income support[1]. For Medicaid (MaineCare), eligibility is broader and includes children and adults who meet income and resource guidelines, regardless of disability type. If you are already eligible for SSI, you automatically qualify for Medicaid. Maine’s disability and autism supports focus on services rather than direct cash payments. For children, MaineCare covers autism therapies, behavioral health, and school-based supports without a separate diagnosis of intellectual disability. Adults seeking housing help through programs like Section 811 PRA must meet HUD’s definition of disability and have extremely low income[5]. The Disability Rights Center offers advocacy and assistance in accessing these services.
To apply for federal disability benefits (SSI or SSDI) for Autism Spectrum Disorder in Maine, start early—gather medical records and school or work reports. Begin your application online at SSA.gov, by phone, or at your local Social Security office. For Medicaid (MaineCare), apply online, by phone, or in-person at your DHHS office. Maine residents can also get help from the Disability Rights Maine and MaineHealth Vocational Services for benefits counseling, advocacy, and employment supports[4][7].
Step 1: Gather Documentation Collect medical records, diagnostic reports, letters from doctors or specialists, school reports, and any records showing the impact of autism on daily life. For children, include IEPs or 504 plans. For adults seeking SSDI, include work history and tax records. Step 2: Choose Your Application Path For SSI/SSDI: Apply online at SSA.gov, call 1-800-772-1213, or visit a local Social Security office. For Medicaid (MaineCare): Apply at MyMaineConnection.gov, call 1-855-797-4357, or visit a DHHS office. Step 3: Submit and Track Your Application Follow up with your caseworker and provide any additional records requested by SSA or DHHS. Step 4: Appeal if Denied If denied, appeal within 60 days—you can request a reconsideration, a hearing, and, if needed, a review by the Appeals Council. Step 5: Access Maine-Specific Supports For housing, assistive technology, or independent living services, contact Maine State Housing Authority, MaineCITE, or the Independent Living Services Program at Maine.gov[3][5]. For help with employment or benefits, MaineHealth Vocational Services offers free counseling for SSI/SSDI recipients[4]. Step 6: Explore Advocacy and Assistance Disability Rights Maine provides direct advocacy and assistance, and CAP can help navigate healthcare, education, and vocational services[7].
The main federal benefits for Mainers with Autism Spectrum Disorder are SSI (for those with limited income/resources) and SSDI (for those with a work history)[1]. Both provide monthly payments and make you eligible for Medicare (after 24 months with SSDI) or Medicaid (if you receive SSI). Medicare and Medicaid cover doctor visits, therapies, medications, and more. Medicaid also funds Home and Community-Based Services (HCBS) waivers, providing extra supports like personal care and respite. For affordable housing, Section 811 PRA (a HUD program) helps disabled residents with extremely low income find permanent supportive housing[5]. The ABLE Act allows eligible Mainers to save money for disability expenses without losing SSI or Medicaid benefits.
Maine does not offer a state disability cash benefit, but it provides several important supports for people with Autism Spectrum Disorder. Medicaid (MaineCare) covers autism therapies, behavioral health, care coordination, and home and community-based services—apply through MyMaineConnection and check for HCBS waivers[3]. MainePERS Disability Retirement is available only to public employees with permanent disabilities, not for the general public[2]. Independent Living Services (ILS) helps adults with disabilities live at home or in the community—apply through the Maine Division of Vocational Rehabilitation[3]. MaineCITE Assistive Technology provides devices, tools, and training for people with disabilities, offering lending libraries and consultations at centers statewide. Section 811 PRA offers project-based rental assistance for very low-income disabled adults—apply through the Maine State Housing Authority and your OADS case manager[5]. Disability Rights Maine provides free advocacy and legal assistance for people with disabilities[7]. MaineHealth Vocational Services provides benefits counseling for SSI/SSDI recipients who want to work[4]. Division of Deaf Services and State Library Outreach offer specialized supports for those with additional needs[3].
ABLE accounts (Achieving a Better Life Experience) allow Mainers with disabilities—including Autism Spectrum Disorder—to save up to $100,000 without affecting SSI eligibility. Funds can pay for education, housing, transportation, healthcare, and other qualified expenses. To open an ABLE account, apply online through a national provider or the Maine ABLE program, if available.
For SSI in 2025, income and resource limits are strict: $943/month for an individual ($1,415 for a couple), with some exclusions (such as the first $20 of unearned income). For Medicaid (MaineCare), limits vary by household size and program—children with disabilities often have higher limits, and Medicaid waivers may have their own rules. SSDI does not have income or asset limits at the time of application, but your work history and recent earnings must meet SSA requirements.
If your income, resources, or living situation changes, report them to Social Security (for SSI/SSDI) and DHHS (for Medicaid) right away, even if you aren’t sure it matters. Failing to report changes can result in overpayments, which you may have to pay back. Maine’s Ombudsman and Disability Rights Maine can help if you get an overpayment notice or need to appeal a decision.
Maine’s strongest supports for people with Autism Spectrum Disorder are not in direct payments, but in Medicaid-covered therapies, school special education services, independent living supports, assistive technology, and affordable housing for adults. Working with a case manager from DHHS or OADS can help you access all possible services and waivers available in your county.
The SSA application is long and often requires appeals. Keep detailed records of your diagnosis, treatment, school or work impact, and save copies of everything you send. If you are denied at first, appeals improve your chances—get help from Disability Rights Maine, CAP, or a legal aid clinic[1][7].
Yes, if the child’s autism meets Social Security’s medical criteria and the family’s income and resources are within SSI limits. Apply at SSA.gov for SSI, and if approved, the child gets monthly payments and Medicaid[1][6].
Maine does not have a state disability cash assistance program; residents must apply for federal SSI and SSDI. However, state agencies offer Medicaid, independent living services, and housing assistance for people with disabilities[1][3].
MaineCare covers autism therapies, behavioral health services, care coordination, and home and community-based services. Many autism-specific treatments and interventions are available with no annual or lifetime caps, and children can access wraparound services through the Children’s Behavioral Health Program[3].
Adults with autism and extremely low income may qualify for the Section 811 PRA program, which provides project-based rental assistance and support services. Apply through the Maine State Housing Authority and your OADS case manager[5].
Yes, there are special rules (work incentives) that let you keep some benefits while working. MaineHealth Vocational Services offers free benefits counseling for SSI/SSDI recipients thinking about employment[4].
Disclaimer: This guide is for information only and does not guarantee benefits. Programs, eligibility, and process details may change. Always verify with official agencies.
Yes, children with autism are entitled to an Individualized Education Program (IEP) if the condition affects their school performance. Contact your local school district’s special education director to start the process.
ABLE accounts let people with disabilities save money for qualified expenses without losing SSI or Medicaid. While Maine does not have its own ABLE program, you can open an account through a national provider.
MaineCITE offers loans, demonstrations, and consultations for assistive technology for people with disabilities. Contact them directly for help finding devices and training[3].
If your application is denied, you have 60 days to appeal. Disability Rights Maine and the Client Assistance Program offer free help with appeals and navigating the disability benefits process[7].
Disability Rights Maine provides free advocacy, information, and referrals for Mainers with disabilities, including help with benefits, education, and housing issues[7].
