Open a Purple account in minutes. Banking built for people with disabilities.
Louisiana • Sensory
People who are hard of hearing in Louisiana may qualify for federal and state disability benefits, including Social Security Disability Insurance (SSDI), Supplemental Security Income (SSI), Medicaid waivers, and state-funded emergency food assistance. Eligibility depends on income, assets, and the severity of hearing loss.
To qualify for federal disability benefits, you must have a hearing loss that meets the Social Security Administration's (SSA) definition of disability. This means your hearing loss must be severe enough to prevent you from doing substantial work and is expected to last at least 12 months or result in death. You must also have enough work credits for SSDI or meet income and asset limits for SSI. The SSA uses specific hearing tests and criteria to determine eligibility. For 2025, the Substantial Gainful Activity (SGA) limit is $1,620 per month for non-blind individuals. If your earnings are below this, you may still qualify for benefits[5][7][8].
In Louisiana, people who are hard of hearing may qualify for state-funded emergency SNAP benefits if they are elderly, disabled, or live with children. Households with only able-bodied adults do not receive this aid. The state also offers Medicaid waivers for people with disabilities, which can provide services like hearing aids and communication devices. Eligibility for these programs depends on income, assets, and the severity of your hearing loss. You must apply through the Louisiana Department of Health or the Department of Social Services[1][4][7].
ABLE accounts allow people with disabilities to save money without losing eligibility for benefits like SSI and Medicaid. In Louisiana, you can open an ABLE account through the state's ABLE program. Contributions are limited to $18,000 per year, and funds can be used for qualified disability expenses, including hearing aids and communication devices[3].
For SSI in 2025, the federal income limit is $943 per month for an individual and $1,415 for a couple. For SSDI, there is no income limit, but earnings above the SGA limit ($1,620 per month for non-blind individuals) may affect benefits. For Medicaid, income limits vary by program and household size[5][7][8].
You must report any changes in income, health, or living situation to avoid overpayments. If you receive too much in benefits, you may have to repay the excess. Reporting changes promptly ensures continued eligibility and helps prevent penalties[3].
Louisiana is providing state-funded SNAP emergency aid to vulnerable groups, including those who are hard of hearing, elderly, or disabled. Households with only able-bodied adults do not receive this aid[1][4].
Yes, if your hearing loss meets SSA criteria and prevents you from doing substantial work. You must have enough work credits and meet other eligibility requirements[5][7][8].
The SGA limit for 2025 is $1,620 per month for non-blind individuals. If your earnings are below this, you may still qualify for SSDI[5][7][8].
Yes, if you meet income and asset limits. Medicaid can provide hearing aids and communication devices for eligible individuals[7].
An ABLE account allows people with disabilities to save money without losing eligibility for benefits. Funds can be used for qualified disability expenses, including hearing aids[3].
Yes, you must report any changes in income, health, or living situation to avoid overpayments and ensure continued eligibility[3].
Yes, you can work and earn up to the SGA limit without losing benefits. The SSA offers work incentives to help you return to work[5][7][8].
The federal income limit for SSI in 2025 is $943 per month for an individual and $1,415 for a couple[5][7][8].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
Yes, if you meet income and asset limits. Louisiana provides state-funded SNAP emergency aid to vulnerable groups, including those who are hard of hearing, elderly, or disabled[1][4].
SSDI is based on work credits and is for people who have worked and paid Social Security taxes. SSI is based on income and assets and is for people with limited resources[6].
Yes, Louisiana offers Medicaid waivers for people with disabilities, which can provide services like hearing aids and communication devices[7].