People in Kentucky with Rheumatoid Arthritis may qualify for federal and state disability benefits, including SSI, SSDI, Medicaid, and work supports. This guide explains eligibility, how to apply, and where to get help.
Local agencies and disability advocates can help you with the application process. Call the Social Security Administration at 1-800-772-1213 or visit your local Department for Community Based Services.
Yes, if your Rheumatoid Arthritis is severe enough to stop you from working for at least 12 months, you may qualify for SSI or SSDI. You must also meet income and resource limits for SSI [[6]](https://beckerlaw.com/kentucky-disability-claims-lawyer/social-security/disability-programs/).
For 2025, the federal SSI payment is up to $914 per month for an individual. This amount may be reduced if you have other income or resources [[1]](https://www.wellcareky.com/members/medicaid/member-resources/help-applying-for-ssi.html).
SSI is for people with low income and limited resources, regardless of work history. SSDI is for people who have worked and paid Social Security taxes. Both require that your disability stops you from working [[6]](https://beckerlaw.com/kentucky-disability-claims-lawyer/social-security/disability-programs/).
Yes, but there are limits. If you earn more than the Substantial Gainful Activity (SGA) limit, you may lose your benefits. Work incentives can help you keep benefits while you try to work [[8]](https://ky.db101.org/ky/programs/income_support/ssdi2/program2e.htm).
You can apply for Medicaid online at healthcare.gov or by contacting your local Department for Community Based Services. You will need to provide proof of income, disability, and residency [[2]](https://resources.hdiuky.org/wp-content/uploads/2025/01/HDI_Resource-Manual-January-2025.pdf).
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Medicaid waivers provide extra support, such as personal care, therapy, and help with daily living, for people with disabilities who want to live in the community. You must meet eligibility requirements [[2]](https://resources.hdiuky.org/wp-content/uploads/2025/01/HDI_Resource-Manual-January-2025.pdf).
If you are a public employee, you may be eligible for disability retirement benefits through the Kentucky Public Pensions Authority. These benefits may be reduced if you also get Social Security or Workers’ Compensation [[4]](https://kyret.ky.gov/Retirees/Pages/Disability-Benefits.aspx).
An ABLE account lets people with disabilities save money without losing SSI or Medicaid benefits. Kentucky offers ABLE accounts through the KY ABLE program [[internal_link_able_accounts]].
Yes, you must report changes in your income, work, or living situation to avoid overpayments. Overpayments can lead to repayment or loss of benefits [[8]](https://ky.db101.org/ky/programs/income_support/ssdi2/program2e.htm).
You can get help from local agencies, disability advocates, or by calling the Social Security Administration at 1-800-772-1213. The Kentucky Health Benefit Exchange also offers help with health insurance applications [[2]](https://resources.hdiuky.org/wp-content/uploads/2025/01/HDI_Resource-Manual-January-2025.pdf).
