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Kentucky • Mental Health
People in Kentucky with Obsessive-Compulsive Disorder (OCD) may qualify for federal and state disability benefits, including SSI, SSDI, Medicaid, and work support. This guide explains eligibility, how to apply, and what help is available.
Local agencies and nonprofits can help you apply for disability benefits. Ask for support if you need help with paperwork or understanding the process.
Yes, OCD can qualify for SSI or SSDI if it severely limits your ability to work or do daily activities. You must provide medical proof and meet Social Security’s disability criteria [1][5].
For 2025, the federal SSI benefit is $914 per month for an individual. Your actual payment may be less if you have other income or resources [1].
You need doctor’s notes, therapy records, and test results that show how your OCD symptoms affect your daily life and ability to work [5].
Yes, you can work, but your earnings must be below the SGA limit ($1,620 per month for non-blind individuals in 2025). Work incentives can help you keep your benefits if you try to work [6].
You can apply for Medicaid online at healthcare.gov or through your local Department for Community Based Services. You may need to provide proof of income and disability [2].
Medicaid waivers (HCBS) provide extra support for people with disabilities who need help at home or in the community. These waivers can cover therapy, job training, and daily living services [2].
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most current rules and eligibility.
Yes, you can get help from local agencies, nonprofits, or insurance agents. They can guide you through the application process and answer your questions [2].
You must report any changes in your income to Social Security and state agencies. This helps avoid overpayments and keeps your benefits safe [6].
Yes, if you are a public employee with OCD, you may qualify for disability retirement. Your benefits may be reduced if you also get Social Security disability or Workers’ Compensation [4].
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. You can use the money for housing, education, transportation, and other needs [8].
