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Kentucky • Chronic Illness
If you have heart disease in Kentucky, you may qualify for federal and state benefits like SSI, SSDI, Medicaid, and more. This guide explains eligibility, how to apply, and what support is available.
To qualify for federal disability benefits like SSI or SSDI, you must have a medical condition that prevents you from working. For SSDI, you need a work history and enough Social Security credits. For SSI, you must have limited income and resources. Both programs require that your disability is expected to last at least 12 months or result in death. Heart disease can qualify if it severely limits your ability to work or do daily activities [1].
In Kentucky, people with heart disease may qualify for Medicaid, Medicaid waivers, and other state programs. Medicaid can help cover medical costs, and waivers may provide extra services like home care. Kentucky also offers programs for children and young adults with disabilities, including extended health coverage up to age 26 (or longer for those with disabilities) [2].
ABLE accounts let people with disabilities save money without losing benefits. Kentucky offers ABLE accounts for people with disabilities, including those with heart disease. You can save up to $17,000 per year and use the funds for qualified expenses like housing, education, and health care [internal_link: /guides/able-accounts].
If your income or health changes, you must report it to avoid overpayments. Overpayments can result in fines or loss of benefits. Report changes to Social Security, Medicaid, and other agencies as soon as possible [4]. For more details, see our guide on [internal_link: /guides/overpayments-and-reporting].
Local agencies and disability advocates can help you apply for benefits. Contact your local Social Security office or the Kentucky Health Benefit Exchange for support.
Yes, if your heart disease is severe enough to prevent you from working, you may qualify for SSI or SSDI. You must meet the medical and financial criteria for each program [1].
The maximum monthly SSI payment is $914 in 2025. The actual amount depends on your income and resources [1].
Yes, but there are limits. For SSDI, you cannot earn more than the SGA limit, which is $1,470 per month in 2024 (likely higher in 2025) [3]. For SSI, your income must be below certain limits [1].
SSI is for people with low income and resources, while SSDI is for people with a work history. Both programs provide monthly payments for people with disabilities [6].
You can apply for Medicaid through the Kentucky Health Benefit Exchange at healthcare.gov or by calling 1-800-318-2596. You can also apply in person at a local office [2].
Medicaid waivers provide extra services for people with disabilities, such as personal care and therapy. You must meet certain criteria to qualify [2].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
Yes, children with heart disease may qualify for SSI, Medicaid, and other programs. The child must meet the medical and financial criteria for each program [1].
An ABLE account lets people with disabilities save money without losing benefits. Kentucky offers ABLE accounts for people with disabilities, including those with heart disease [internal_link: /guides/able-accounts].
Yes, you must report changes to avoid overpayments. Overpayments can result in fines or loss of benefits. Report changes to Social Security, Medicaid, and other agencies as soon as possible [4].
Yes, you can get help from local agencies, disability advocates, or the Kentucky Health Benefit Exchange. They can help you fill out forms and answer questions [2].
