People with epilepsy in Kentucky may qualify for federal and state disability benefits, including SSI, SSDI, Medicaid, and work incentives. This guide explains eligibility, how to apply, and where to get help.
To get Social Security Disability Insurance (SSDI), you must have worked in jobs covered by Social Security and have enough work credits. Your epilepsy must be severe enough to stop you from working for at least 12 months. For Supplemental Security Income (SSI), you must have low income and few resources, and your epilepsy must limit your ability to work or do daily activities. Both programs use the Social Security Administration's Blue Book, which lists epilepsy as a qualifying condition if it meets certain medical criteria [7].
SSDI and SSI benefits can be increased each year for inflation. In 2025, the SGA (Substantial Gainful Activity) limit is $1,620 per month for non-blind individuals and $2,700 for blind individuals. If your earnings are below this, you may still qualify for benefits [6].
In Kentucky, people with epilepsy may also qualify for Medicaid, especially if they receive SSI or have low income. Kentucky Medicaid covers doctor visits, medications, therapy, and some home care. Children with epilepsy may qualify for Medicaid waivers that provide extra services like therapy and respite care. Adults with epilepsy who are disabled may also get help with housing, food, and job training through state programs. Kentucky allows dependents with disabilities to stay on a parent's health plan until age 26, and sometimes longer if the disability continues [2].
Kentucky Public Pensions Authority (KPPA) offers disability retirement for public employees. If you get Social Security disability or Workers' Compensation, your KPPA benefits may be reduced if your total income exceeds your final pay [4].
Kentucky offers ABLE accounts for people with disabilities, including epilepsy. These accounts let you save money without losing SSI or Medicaid benefits. You can use the funds for disability-related expenses like medical care, education, and housing. Learn more about Kentucky ABLE accounts and how to open one [3].
For SSI in 2025, the federal income limit is $914 per month for an individual. For SSDI, there is no strict income limit, but your earnings must be below the SGA level ($1,620 per month for non-blind individuals, $2,700 for blind individuals) to keep benefits [6]. Kentucky Medicaid has its own income limits, which are higher for children and people with disabilities.
If your income or resources change, you must report it to Social Security and Medicaid. Failing to report changes can lead to overpayments and penalties. Learn how to avoid overpayments and report changes to keep your benefits safe [4].
Centauri Health Solutions offers free help applying for SSI or SSDI for WellCare of Kentucky members. Call 1-866-454-0411 for support.
Yes, epilepsy can qualify for SSI or SSDI if it is severe enough to limit your ability to work or do daily activities. You need medical proof that your seizures are frequent and severe. Both programs have specific rules and requirements [7].
In 2025, the federal SSI payment is up to $914 per month for an individual. Your actual payment may be less if you have other income or resources. Kentucky does not add a state supplement to SSI [1].
You need medical records that show your epilepsy diagnosis, seizure frequency, medications, and how your seizures affect your daily life. Letters from doctors and test results are helpful [7].
Yes, you can work and keep your benefits if your earnings are below the SGA limit. SSDI has a Trial Work Period and Expedited Reinstatement if your earnings drop [6].
Yes, Kentucky Medicaid covers doctor visits, medications, therapy, and some home care for people with epilepsy. Children may qualify for Medicaid waivers that provide extra services [2].
You can apply for Medicaid online at healthcare.gov or by calling 1-800-318-2596. If you get SSI, you may be automatically enrolled in Medicaid [2].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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A Medicaid waiver is a program that provides extra services for people with disabilities, such as in-home care, therapy, and respite care. Children with epilepsy may qualify for these waivers [2].
Yes, you can get free help from Centauri Health Solutions at 1-866-454-0411 if you are a WellCare of Kentucky member. You can also get help from local agencies and Social Security offices [1].
An ABLE account is a tax-advantaged savings account for people with disabilities, including epilepsy. You can save money without losing SSI or Medicaid benefits and use the funds for disability-related expenses [3].
If your income or resources change, you must report it to Social Security and Medicaid. Failing to report changes can lead to overpayments and penalties. Learn how to avoid overpayments and report changes to keep your benefits safe [4].
