Panic Disorder Benefits in Kansas

To qualify for SSDI with Panic Disorder, you must have enough work credits and a documented medical condition that prevents you from working for at least 12 months[7]. For SSI, your income and resources must be under federal limits, and you must have a severe disability that meets Social Security’s definition of a mental health impairment[7]. Both programs require medical evidence, treatment records, and, for SSDI, a work history showing you paid into Social Security. The disability must be expected to last at least one year or result in death. Substantial Gainful Activity (SGA) limits apply—you cannot earn above these monthly amounts and still receive full benefits[1]. The SSA’s Blue Book (Listing 12.06) covers Anxiety and Obsessive-Compulsive Disorders, which may include severe Panic Disorder.

Kansas does not have a separate disability program for Panic Disorder, but state residents can access Medicaid (KanCare), Medicaid waivers for home and community-based services (HCBS), and employment programs like Ticket to Work[6]. The state’s eligibility rules for Medicaid align with federal SSI rules, but Kansas can add extra groups, like people with higher incomes through Working Healthy, which offers Medicaid buy-in for people with disabilities who work[5]. Kansas also supports financial planning for people with disabilities through the Assistive Technology for Kansas program and low-interest loans. State-specific aid for mental health conditions is mostly via federal programs, but Kansas Medicaid is a key safety net for healthcare access. Always check the Kansas Department for Aging and Disability Services and KanCare for the latest eligibility changes.

Start your application for SSI or SSDI online at ssa.gov or call 1-800-772-1213. For Kansas Medicaid, apply online through KanCare or at a local Department for Children and Families office. If you want job support, contact KANSASWORKS through the Ticket to Work program[6]. For Kansas ABLE accounts, sign up at savewithable.com/ks/home.html[4]. Gather medical records, work history, and proof of income and resources before you apply.

Step-by-Step Application Guide

• Medical Documentation: Collect detailed records from doctors, therapists, and hospitals showing your Panic Disorder diagnosis, treatment, and how it limits your daily activities. SSI/SSDI reviewers need clear evidence your condition meets the SSA’s definition of disability.
• Work History: For SSDI, list all jobs and earnings in the last 10 years. SSI looks at current income and resources—gather pay stubs, bank statements, and information about any other benefits.
• Apply Online: Use ssa.gov’s disability application for SSI/SSDI. For SSI, you can start online; for SSDI, you must complete a full application. Expect follow-up requests for more information.
• Apply for Medicaid: Visit KanCare’s website and complete the application, or apply in person. Working Healthy may be available if you earn too much for regular Medicaid[5].
• Kansas Employment Support: If you want to work, contact KANSASWORKS to connect with the Ticket to Work program—this can help you keep benefits while you transition to work[6].
• Open an ABLE Account: Go to savewithable.com/ks/home.html to open an ABLE savings account. Kansas offers a $100 empowerment grant for new accounts opened in 2025[4].
• Follow Up: Respond quickly to all requests for more information. Report any changes in your income, work status, or living situation to SSA and KanCare to avoid overpayments or loss of benefits.
• Appeal if Needed: If denied, you can appeal—ask for help from a legal aid group or a Social Security advocacy organization if needed.

Federal programs for Panic Disorder in Kansas include:

• SSI: Provides monthly payments based on financial need if you are disabled, blind, or age 65+[7].
• SSDI: Pays monthly benefits if you have worked enough and paid Social Security taxes[7].
• Medicare/Medicaid: SSDI leads to Medicare after 24 months; SSI recipients get Medicaid right away. Both cover mental health services, prescriptions, and therapy.
• Ticket to Work: Helps SSI/SSDI recipients explore work, keep benefits, and access job training and placement[6].
• ABLE Accounts: Let you save for disability expenses without losing SSI or Medicaid[4].

Learn about these programs in our guides on SSI vs SSDI, SSI & SSDI Work Incentives, and Medicaid vs Medicare.

Kansas supports people with mental health disabilities through:

• KanCare (Medicaid): Covers doctor visits, therapy, medications, and inpatient care for those who qualify by income and disability[5].
• Medicaid Waivers (HCBS): Offer extra services for people who need help to live at home instead of in a facility—these waivers are for people with physical or developmental disabilities, but some may apply for mental health if they have a dual diagnosis.
• Kansas Assistive Technology for Kansas (ATK): Connects people with disabilities to technology that supports living, learning, and working[3].
• K-LOAN Program: Provides low-interest loans for assistive technology for people with disabilities[3].
• Ticket to Work (KANSASWORKS): A free, voluntary program linking SSI/SSDI beneficiaries to job training and employment services[6].
• Kansas ABLE Savings: State-sponsored ABLE accounts with a $100 grant for new accounts in 2025[4].

Kansas also connects residents to local mental health centers and crisis services but does not have a state-specific cash benefit for Panic Disorder.

Kansas offers the ABLE Savings Plan, letting people with disabilities save up to $100,000 without affecting SSI eligibility (up to $2,000 is exempt on the ABLE balance for SSI). Qualified disability expenses include education, housing, healthcare, and assistive tech. Kansas adds a $100 empowerment grant for new account openings in 2025[4]. Sign up at savewithable.com/ks/home.html. Learn more in our ABLE Accounts guide.

For SSI, 2025 income and resource limits are set by the federal government and may change yearly. For SSDI, Substantial Gainful Activity (SGA) limits how much you can earn each month while keeping benefits. In 2025, expect a slight increase in SGA limits (non-blind: about $1,470/month; blind: about $2,460/month)—stay under these to keep benefits[1]. Kansas Medicaid has higher income limits if you’re part of Working Healthy, a buy-in program for people with disabilities who work[5]. Use a SSI Income Estimator to check your eligibility.

Report changes in income, living situation, or work immediately to Social Security and KanCare. If you get overpaid, you may have to pay it back. Set up direct deposit for SSI/SSDI to avoid delays. For help managing benefits and avoiding mistakes, see our guide on Avoiding Overpayments & Reporting Changes.

• Social Security Administration
  Phone: 1-800-772-1213

  TTY: 1-800-325-0778

  Hours: Mon–Fri, 7am–7pm

  Website

  For SSI and SSDI applications and questions.
• Kansas Medicaid (KanCare) Customer Service
  Phone: 1-800-766-9012

  Hours: Mon–Fri, 8am–5pm

  Website

  For Medicaid applications and changes.
• Kansas Department of Commerce (KANSASWORKS)
  Phone: (866) 465-2826

  Website

  For employment assistance and Ticket to Work.

• Can I work and still get SSI or SSDI for Panic Disorder in Kansas?

  Yes, but income limits apply. The Ticket to Work program helps you transition to work and keep some benefits. You must report earnings to Social Security; exceeding Substantial Gainful Activity (SGA) limits can affect your SSDI benefits[1][6]. See our [SSI & SSDI Work Incentives](#internal_links) guide.

• Does Kansas Medicaid cover therapy for Panic Disorder?

  Yes, KanCare (Kansas Medicaid) covers mental health services, including therapy and medications, for eligible individuals[5]. Coverage details depend on your plan and provider.

• How do I apply for SSI or SSDI in Kansas?

  Apply online at ssa.gov or call 1-800-772-1213. Gather medical records, work history, and proof of income and resources before applying. Expect follow-up for more information. See our step-by-step guide.

• What is a Kansas ABLE Account?

  An ABLE account lets you save for disability expenses without losing SSI or Medicaid. Kansas offers a $100 grant for new accounts opened in 2025[4]. Learn more in our [ABLE Accounts](#internal_links) guide.

• Are there state-specific cash benefits for Panic Disorder in Kansas?

  No, Kansas does not offer a separate cash benefit for Panic Disorder. Most support comes from federal SSI, SSDI, and Kansas Medicaid. See [All benefits in your state](#internal_links) for more.

• What if I am denied SSI or SSDI?

  You can appeal. Ask for help from legal aid or a disability advocate. The process includes reconsideration, a hearing, and, if needed, further appeals.