If you have low vision in Indiana, you may qualify for federal and state disability benefits, including SSDI, SSI, Medicaid waivers, and work incentives. This guide explains eligibility, how to apply, and what support is available in 2025.
To qualify for federal disability benefits with low vision, you must meet the Social Security Administration’s definition of disability. This means your vision loss must be severe enough to prevent you from doing any substantial gainful activity (SGA) and must last at least 12 months or result in death. The SSA uses specific medical criteria, such as visual acuity and field of vision, to determine eligibility. You must also meet work or income requirements for SSDI or SSI, respectively. For 2025, the SGA limit for non-blind individuals is expected to be $1,530 per month, and for blind individuals, $2,550 per month. These limits may change slightly each year based on inflation [1].
If you are blind or have low vision, you may qualify for SSDI if you have enough work credits, or for SSI if you have limited income and resources. Children with low vision may also qualify for benefits if their condition meets SSA criteria [5].
In Indiana, eligibility for disability benefits is determined by the Indiana Disability Determination Bureau (DDB) in coordination with the Social Security Administration. The DDB follows federal standards but may refer adults to vocational rehabilitation services if there is potential for work. Indiana also offers Medicaid waivers for people with disabilities, which can provide additional support for those with low vision. To qualify for state programs, you must meet both federal disability criteria and Indiana’s specific requirements, such as income and resource limits for SSI and Medicaid. Indiana’s DDB works closely with local SSA offices to ensure accurate determinations and referrals to support services [3].
For more information on the application process, visit the SSA’s eligibility page or contact the Indiana DDB [3][7].
For more details on federal programs, visit ssa.gov [6][7].
For more information on Indiana’s disability programs, visit the Indiana Disability Determination Bureau or the state’s benefits portal [3][4].
ABLE accounts allow people with disabilities, including those with low vision, to save money without losing eligibility for SSI or Medicaid. Contributions to ABLE accounts are not counted as income for SSI or Medicaid purposes, and funds can be used for disability-related expenses. Indiana offers ABLE accounts through the state’s ABLE program. For more information, visit the ABLE accounts guide [internal_link].
For 2025, the SGA limit for non-blind individuals is expected to be $1,530 per month, and for blind individuals, $2,550 per month. These limits may change slightly each year based on inflation. For SSI, the income and resource limits are set by the SSA and may vary based on your situation. For the most current limits, visit ssa.gov [1][2].
It is important to report any changes in your condition, income, or employment to the SSA to avoid overpayments. If you receive too much in benefits, you may be required to repay the excess. For more information on reporting changes and avoiding overpayments, visit the SSA’s reporting guide [internal_link].
Contact the Indiana Disability Determination Bureau for assistance with your application. They can help you gather the necessary documents and guide you through the process.
Yes, if your low vision is severe enough to prevent you from doing any substantial gainful activity and meets the SSA’s medical criteria, you may qualify for SSDI or SSI in Indiana. You must also meet work or income requirements for each program.
For 2025, the SGA limit for non-blind individuals is expected to be $1,530 per month, and for blind individuals, $2,550 per month. These limits may change slightly each year based on inflation.
Gather medical records and proof of income, visit the SSA website or local office, complete the application for SSDI or SSI, submit all required forms and documentation, and follow up with the Indiana DDB if requested.
Indiana offers Medicaid waivers, short-term and long-term disability benefits for state employees, vocational rehabilitation services, and the Ticket to Work program for people with low vision.
Yes, work incentives allow you to test your ability to work without immediately losing benefits. The SGA limit determines how much you can earn while still qualifying for benefits.
An ABLE account allows people with disabilities to save money without losing eligibility for SSI or Medicaid. Indiana offers ABLE accounts through the state’s ABLE program.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
Join thousands of families who trust Purple to protect their benefits
Purple is a financial technology company, not a bank. Banking services are provided by OMB Bank, Member FDIC.
Report any changes in your condition, income, or employment to the SSA to avoid overpayments. If you receive too much in benefits, you may be required to repay the excess.
You will need medical records that document your low vision, including visual acuity and field of vision tests, and how your condition affects your ability to work.
Yes, children with low vision may qualify for SSDI or SSI if their condition meets SSA criteria and affects their ability to participate in learning activities.
SSDI is based on work history and requires enough work credits, while SSI is based on financial need and is available to low-income individuals with disabilities, including those with low vision.
