If you are Hard of Hearing in Indiana, you may qualify for federal and state disability benefits, including SSDI, SSI, Medicaid, and vocational services. This guide explains eligibility, how to apply, and what support is available in 2025.
To qualify for Social Security Disability Insurance (SSDI), you must have a medically determinable disability that prevents substantial gainful activity (SGA) and have earned enough work credits. For Supplemental Security Income (SSI), you must meet strict income and resource limits and have a qualifying disability. Both programs require that your disability is expected to last at least 12 months or result in death. The SSA uses a strict definition of disability, considering your ability to work and your medical condition [ssa.gov, 2025-11-05].
For Hard of Hearing individuals, the SSA evaluates hearing loss severity using audiometry and speech discrimination tests. If your hearing loss meets the criteria in the SSA Blue Book (Listing 2.10), you may qualify for benefits [ssa.gov, 2025-11-05].
In Indiana, eligibility for disability benefits is determined by the Indiana Disability Determination Bureau (DDB) in coordination with the Social Security Administration. The DDB follows the federal definition of disability but may refer adults to vocational rehabilitation services if there is potential for work. Indiana also offers Medicaid waivers for people with sensory disabilities, which can provide additional support such as hearing aids, communication devices, and personal care services. Children with hearing loss may qualify for early intervention services and special education supports through the Indiana Department of Education [in.gov/fssa, 2025-11-05].
ABLE accounts allow people with disabilities to save money without losing eligibility for SSI and Medicaid. Indiana residents can open an ABLE account to save for disability-related expenses such as hearing aids, communication devices, and education. Contributions are tax-free, and withdrawals for qualified expenses are not taxed [ssa.gov, 2025-11-05].
It is important to report any changes in income, resources, or living situation to the SSA to avoid overpayments. If you receive an overpayment, you may be required to repay the amount. The SSA offers options for repayment, including installment plans. Reporting changes promptly can help prevent future issues [ssa.gov, 2025-11-05].
Contact the Indiana Disability Determination Bureau at 800-622-4968 for personalized help with your application and to request forms.
SSDI is based on your work history and Social Security taxes paid, while SSI is based on financial need. Both programs provide monthly payments, but eligibility requirements differ. SSDI requires work credits, while SSI has strict income and resource limits [ssa.gov, 2025-11-05].
Yes, you can work, but your earnings must be below the SGA limit. For 2025, the SGA limit is expected to be $1,530 per month for non-blind individuals. Earning above this limit may affect your benefits [disabilitylawgroup.com, 2025-11-05].
Indiana offers Medicaid waivers, vocational rehabilitation services, and early intervention programs for children with hearing loss. These programs can provide hearing aids, communication devices, and personal care services [in.gov/fssa, 2025-11-05].
Gather medical records and proof of income, contact the Indiana Disability Determination Bureau, and apply online at ssa.gov or at a local SSA office. Submit all required forms and follow up regularly for updates [in.gov/fssa, 2025-11-05].
An ABLE account allows you to save money for disability-related expenses without losing eligibility for SSI and Medicaid. Indiana residents can open an ABLE account for tax-free savings on items like hearing aids and education [ssa.gov, 2025-11-05].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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If your application is denied, you can appeal the decision. Contact the Indiana Disability Determination Bureau for guidance on the appeals process and gather additional medical evidence to support your case [in.gov/fssa, 2025-11-05].
Yes, Indiana provides early intervention services and special education supports for children with hearing loss. These services include therapy, special education, and accommodations in school [in.gov/fssa, 2025-11-05].
Report changes to your income or resources to the SSA as soon as possible to avoid overpayments. You can report changes online, by phone, or in person at a local SSA office [ssa.gov, 2025-11-05].
The Ticket to Work program provides vocational rehabilitation and employment support for people with disabilities. It helps you prepare for, find, and keep a job while maintaining your benefits [ssa.gov, 2025-11-05].
Yes, you may be able to receive both SSDI and SSI benefits if you meet the eligibility requirements for both programs. This is known as concurrent benefits [ssa.gov, 2025-11-05].
