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Hawaii • Chronic Illness
If you have kidney disease in Hawaii, you may qualify for federal disability programs like SSDI and SSI, as well as state Temporary Disability Insurance (TDI). These programs help cover lost wages and medical costs. This guide explains eligibility, how to apply, and what support is available.
If you have kidney disease, you may qualify for federal disability benefits through Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI). SSDI is for people who have worked and paid Social Security taxes. SSI is for low-income individuals with limited resources. Both programs require that your kidney disease is severe enough to stop you from working for at least 12 months. The Social Security Administration uses a medical guide called the Blue Book to decide if your condition qualifies. For kidney disease, this includes chronic kidney disease, dialysis, or kidney transplant. You must provide medical records and work history to apply.
For more details, visit the Social Security Administration’s website or call 1-800-772-1213.
Hawaii’s Temporary Disability Insurance (TDI) program helps workers who can’t work due to non-work-related illness or injury, including kidney disease. To be eligible, you must have at least 14 weeks of Hawaii employment, with each week having at least 20 hours paid. You must file your claim within 90 days of your disability start date. If you miss this deadline, you may lose some or all benefits. TDI is not state-administered; employers must provide coverage through a private plan or insurance. Benefits are paid for up to 26 weeks and replace part of your lost wages. Employers may pay the full cost or share it with employees.
For more details, visit the Hawaii Department of Labor and Industrial Relations website or contact your employer’s HR department.
Federal programs for kidney disease in Hawaii include Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). SSDI provides monthly payments to people who have worked and paid Social Security taxes. SSI provides payments to low-income individuals with limited resources. Both programs require that your kidney disease is severe enough to stop you from working for at least 12 months. You may also qualify for Medicare after 24 months of SSDI or Medicaid if you meet income limits. These programs help cover medical costs and lost wages. For more details, visit the Social Security Administration’s website or call 1-800-772-1213.
Hawaii’s Temporary Disability Insurance (TDI) program provides short-term wage replacement for workers who can’t work due to non-work-related illness or injury, including kidney disease. Benefits are paid for up to 26 weeks and replace part of your lost wages. Employers must provide coverage through a private plan or insurance. You must have at least 14 weeks of Hawaii employment, with each week having at least 20 hours paid. You must file your claim within 90 days of your disability start date. If you miss this deadline, you may lose some or all benefits. You may appeal if your claim is denied or if you disagree with the benefit amount. For more details, visit the Hawaii Department of Labor and Industrial Relations website or contact your employer’s HR department.
An ABLE account lets people with disabilities save money without losing eligibility for SSI or Medicaid. You can use the funds for qualified disability expenses, including medical care, education, and housing. To open an account, you must have a qualifying disability that started before age 26. Hawaii residents can open an ABLE account through the state’s program. For more details, visit the Hawaii ABLE account website or call 1-800-772-1213.
For SSI, your income and assets must be below certain limits. In 2025, the federal SSI limit is $943 per month for an individual and $1,415 for a couple. Hawaii may have higher limits due to state supplements. For SSDI, there is no income limit, but you must have enough work credits. For Medicaid, income limits vary based on household size and other factors. For more details, visit the Social Security Administration’s website or call 1-800-772-1213.
If you receive too much money from SSI or SSDI, you may have to pay it back. Report any changes in income, resources, or living situation to Social Security right away. This includes changes in work, marriage, or moving. Reporting changes helps avoid overpayments and keeps your benefits accurate. For more details, visit the Social Security Administration’s website or call 1-800-772-1213.
To avoid losing benefits, file your Hawaii TDI claim within 90 days of your disability start date. Late claims may result in partial or complete loss of benefits.
If your disability claim is denied, you have the right to appeal. Submit your appeal within 20 days of the denial notice and include any new evidence.
Yes, you may qualify for federal SSDI or SSI if your kidney disease is severe enough to stop you from working for at least 12 months. You may also qualify for Hawaii’s Temporary Disability Insurance (TDI) for short-term wage replacement. Check eligibility and apply through Social Security or your employer.
Gather medical records and employment history. Apply for SSDI/SSI online, by phone, or at a local Social Security office. For Hawaii TDI, notify your employer and file a claim within 90 days of your disability start date. Submit all required forms and documents.
You need medical records, including doctor’s notes, test results, and treatment plans for kidney disease. Social Security will review these to decide if your condition qualifies. Make sure all documents are up to date and complete.
The process can take several months. Social Security reviews your application, medical records, and work history. You may need to attend a medical exam. For Hawaii TDI, benefits start after a waiting period and depend on your employer’s plan.
Yes, there are work incentives for SSDI and SSI. You can try to work without losing benefits. Social Security offers programs to help you keep health coverage and save money. For more details, visit the Social Security Administration’s website.
Disclaimer: This guide is for informational purposes only and is not legal or financial advice. Always consult with a professional for your specific situation.
Hawaii’s TDI program provides short-term wage replacement for workers who can’t work due to non-work-related illness or injury, including kidney disease. Benefits are paid for up to 26 weeks and replace part of your lost wages. Employers must provide coverage through a private plan or insurance.
If your claim is denied, you can appeal within 20 days of the denial notice. Explain why you disagree and send two copies to the Disability Compensation Division in Honolulu or the nearest Department of Labor and Industrial Relations District Office. Include any new evidence.
Yes, if you meet income and asset limits, you may qualify for Medicaid. Medicaid helps cover medical costs for people with disabilities. Apply through the Hawaii Department of Human Services or your local office.
An ABLE account lets people with disabilities save money without losing eligibility for SSI or Medicaid. You can use the funds for qualified disability expenses, including medical care, education, and housing. Hawaii residents can open an ABLE account through the state’s program.
Report any changes in income, resources, or living situation to Social Security right away. This includes changes in work, marriage, or moving. Reporting changes helps avoid overpayments and keeps your benefits accurate.
