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Hawaii • Sensory
People with deaf-blindness in Hawaii can access federal and state disability benefits, including Social Security, Medicaid waivers, and state disability insurance. This guide explains eligibility, how to apply, and key resources for Hawaii residents.
People with deaf-blindness in Hawaii may qualify for federal disability programs like Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI). SSI is for those with limited income and resources, while SSDI is for those who have worked and paid Social Security taxes. Both programs require a medical determination of disability. For SSI, you must be a U.S. citizen or eligible noncitizen and meet income and asset limits. SSDI requires enough work credits and a qualifying disability. These programs are run by the Social Security Administration (SSA) and are available nationwide, including Hawaii.
For more details, visit the SSA website or call 1-800-772-1213.
In Hawaii, people with deaf-blindness may qualify for state disability insurance (TDI) if they are unable to work due to a non-work-related illness or injury. To be eligible, you must have at least 14 weeks of Hawaii employment, with at least 20 hours paid each week. The benefit is up to 58% of your average weekly wage, with a maximum of $837 per week in 2025. You can receive benefits for up to 26 weeks. There is no job protection under TDI, but you may be protected under federal or state laws like the Family and Medical Leave Act (FMLA) or Hawaii Family Leave Law.
Hawaii also offers Medicaid waivers for home and community-based services, which can help people with deaf-blindness live independently. These waivers have specific eligibility requirements, including income and asset limits.
Learn more about avoiding overpayments and reporting changes
Learn more about Medicaid vs Medicare
Hawaii residents with deaf-blindness can open ABLE accounts to save for disability-related expenses without losing eligibility for means-tested benefits. Contributions are made with after-tax dollars, but earnings grow tax-free. Withdrawals for qualified expenses are also tax-free. The annual contribution limit is $18,000 in 2025. ABLE accounts can be used for expenses like education, housing, transportation, and personal support services.
Learn more about ABLE Accounts
For SSI, the federal income limit in 2025 is $943 per month for an individual and $1,415 for a couple. Hawaii may have higher limits for state programs. For Medicaid waivers, income and asset limits vary by program. ABLE accounts have an annual contribution limit of $18,000 in 2025.
It is important to report any changes in income, resources, or disability status to avoid overpayments. Overpayments can result in repayment demands or loss of benefits. Keep records of all correspondence and report changes promptly to the Social Security Administration or state agency.
Learn more about avoiding overpayments and reporting changes
Contact the Disability Compensation Division or your local Social Security office for help with applications and questions.
Hawaii's Temporary Disability Insurance (TDI) provides partial wage replacement for up to 26 weeks if you cannot work due to a non-work-related illness or injury. Benefits are up to 58% of your average weekly wage, with a maximum of $837 per week in 2025.
You can apply for SSI or SSDI online at SSA.gov, by phone at 1-800-772-1213, or in person at a Social Security office. You will need to provide medical records and proof of income.
Medicaid waivers in Hawaii help people with disabilities live in the community rather than institutions. Services may include personal care, respite care, and assistive technology. Eligibility is based on income and asset limits.
Hawaii TDI does not provide job protection, but you may be protected under federal or state laws like the Family and Medical Leave Act (FMLA) or Hawaii Family Leave Law.
An ABLE account is a tax-free savings account for people with disabilities. Contributions and earnings grow tax-free, and withdrawals for qualified expenses are also tax-free. The annual limit is $18,000 in 2025.
The federal SSI income limit in 2025 is $943 per month for an individual. Hawaii may have higher limits for state programs. Income and asset limits vary for Medicaid waivers.
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
You will need medical records, proof of income, employment history, and identification. For SSI/SSDI, you may also need a medical report from your doctor.
Yes, you may be able to receive both SSI and state disability benefits, but rules vary by state. Check with the Social Security Administration and state agency for details.
Approval times vary. SSI/SSDI applications can take several months. State disability insurance claims are usually processed within a few weeks if all documents are submitted.
If your claim is denied, you can appeal. For state disability insurance, you have 20 days from the mailing date of the denial notice to appeal. For SSI/SSDI, follow the instructions in the denial letter.
