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Hawaii • Mental Health
People with Bipolar Disorder in Hawaii can access federal and state benefits, including SSI, SSDI, Medicaid, and Temporary Disability Insurance (TDI). These programs help cover medical costs, provide income support, and offer work incentives. This guide explains eligibility, how to apply, and key resources.
To qualify for federal disability benefits like SSI and SSDI, you must have a medical condition that meets Social Security Administration (SSA) criteria. For Bipolar Disorder, this means having severe symptoms that limit your ability to work. SSI is for people with limited income and assets, while SSDI is based on your work history. Both programs require medical evidence and a review process. You must also meet citizenship or residency requirements. If approved, you may receive monthly payments and health insurance (Medicaid for SSI, Medicare for SSDI)[^1][^2].
In Hawaii, people with Bipolar Disorder may also qualify for state programs like Temporary Disability Insurance (TDI). TDI provides partial wage replacement if you can’t work due to a non-work-related illness or injury, including mental health conditions. To be eligible for TDI, you must have at least 14 weeks of Hawaii employment, with at least 20 hours paid each week. You must file a claim within 90 days of your disability. TDI benefits are paid through private insurance plans, not the state. Employers must offer coverage, and employees can receive up to 58% of their average weekly wage, with a maximum of $837 per week in 2025[^3][^4][^5].
ABLE accounts let people with disabilities save money for disability-related expenses without losing SSI or Medicaid benefits. In Hawaii, you can open an ABLE account through the state program. Contributions are tax-free, and earnings grow tax-free. The account can be used for housing, education, transportation, and other qualified expenses. For more information, visit the Hawaii ABLE program website[^7].
For SSI, the income limit in 2024 is $943/month for an individual. For Medicaid, income limits vary by household size and program. For TDI, there is no income limit, but benefits are based on your average weekly wage. For ABLE accounts, the annual contribution limit is $18,000 (2025). For more details, see the SSA and Medicaid websites[^1][^2][^7].
If you receive too much in benefits, you may have to repay the overpayment. Report changes in income, employment, or living situation to avoid overpayments. For SSI and SSDI, report changes online, by phone, or in person. For Medicaid, report changes to your local office. For TDI, report changes to your employer or insurance carrier. For more information, see the SSA and Medicaid websites[^1][^2][^8].
Contact the Hawaii Disability Compensation Division or your local Social Security office for help with applications and appeals.
Yes, Bipolar Disorder can qualify for SSI, SSDI, and TDI if it meets SSA criteria and limits your ability to work. You must provide medical evidence and meet program requirements.
In 2025, Hawaii TDI pays up to 58% of your average weekly wage, with a maximum of $837 per week. Benefits are paid through private insurance plans.
No, you can work and still get disability benefits. Work incentives help people with disabilities keep benefits while working. Report changes in income to avoid overpayments.
Apply online at ssa.gov, by phone at 1-800-772-1213, or in person at a local SSA office. You will need medical records and employment history.
SSI is for people with limited income and assets. SSDI is based on your work history. Both provide monthly payments and health insurance for people with disabilities.
Yes, Medicaid (QUEST) provides health coverage for low-income residents with disabilities, including Bipolar Disorder. Apply online or in person for coverage.
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most current rules and requirements.
Work incentives help people with disabilities work while keeping benefits. Programs include the Ticket to Work, Plan to Achieve Self-Support, and Medicaid buy-in.
Report changes in income, employment, or living situation to SSA, Medicaid, or your TDI carrier. Report online, by phone, or in person to avoid overpayments.
Yes, ABLE accounts let people with disabilities save for disability-related expenses without losing SSI or Medicaid benefits. Hawaii residents can open an account through the state program.
If your claim is denied, you can appeal. For SSI/SSDI, appeal online, by phone, or in person. For TDI, appeal to the Disability Compensation Division within 20 days of the denial notice.
