People with Multiple Sclerosis in Georgia can access federal and state benefits, including Medicaid, SSI, ABLE accounts, and work incentives. This guide explains eligibility, how to apply, and key programs.
To qualify for federal disability benefits with Multiple Sclerosis, you must meet Social Security’s definition of disability. This means your condition must be severe enough to prevent you from working and is expected to last at least 12 months or result in death. For SSI, you must also have limited income and resources. For SSDI, you must have worked and paid Social Security taxes. Children with MS may qualify for SSI if they meet the medical and financial criteria. Federal rules apply to all states, including Georgia [5].
In Georgia, people with Multiple Sclerosis can qualify for Medicaid based on disability status or income. Georgia’s new Medicaid waiver expands income limits, which may help more people with MS get coverage, even if they don’t receive SSI. The waiver also includes work requirements, but reasonable accommodations are available for people with disabilities. If you cannot meet work requirements, Georgia will refer you to vocational rehabilitation programs, which can help you qualify for Medicaid. State-specific rules may change, so check with Georgia Medicaid for updates [1].
Georgia STABLE accounts let people with disabilities save and invest for disability-related expenses without losing benefits. You can save up to $19,000 a year (plus up to $15,060 more if employed). The account’s growth is tax-free, and contributions may qualify for a state income tax deduction. You must have developed a qualifying disability before age 26. If you cannot open an account yourself, an Authorized Legal Representative can do it for you [2].
For SSI in 2025, a child with Multiple Sclerosis must not earn more than $1,620 a month (or $2,700 if blind). For adults, the limits are similar. If your income or resources exceed the allowed amount, you may not qualify for SSI. Medicaid income limits vary by program and may be higher under Georgia’s new Medicaid waiver [5].
If your income or resources change, you must report it to Social Security and Medicaid. Not reporting changes can lead to overpayments and penalties. For SSI, report changes online, by phone, or in person. For Medicaid, report changes through your caseworker or online at gateway.ga.gov [5].
Contact Georgia Vocational Rehabilitation at 1-800-282-4636 for help with employment and Medicaid eligibility.
Yes, if your Multiple Sclerosis meets Social Security’s disability criteria and you have limited income and resources. You can apply online, by phone, or in person at a Social Security office [5].
Yes, Georgia’s new Medicaid waiver expands coverage for people with disabilities, including those with Multiple Sclerosis. The waiver includes work requirements, but reasonable accommodations are available [1].
You can apply online at georgiastable.com if you developed a qualifying disability before age 26. If you cannot open an account yourself, an Authorized Legal Representative can do it for you [2].
For 2025, a child with Multiple Sclerosis must not earn more than $1,620 a month (or $2,700 if blind). For adults, the limits are similar. Medicaid income limits vary by program [5].
Yes, there are work incentives that let you keep benefits while working. If you cannot meet Medicaid work requirements, Georgia will refer you to vocational rehabilitation programs [1].
A Georgia STABLE account lets people with disabilities save and invest for disability-related expenses without losing benefits. You can save up to $19,000 a year (plus more if employed) [2].
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Report changes to Social Security online, by phone, or in person. For Medicaid, report changes through your caseworker or online at gateway.ga.gov [5].
Georgia will refer you to vocational rehabilitation programs, which can help you find employment and may help with Medicaid eligibility [1].
Yes, if you meet the criteria for both programs. SSI is for people with limited income and resources, while SSDI is for those who have worked and paid Social Security taxes [5].
Contact Georgia Vocational Rehabilitation at 1-800-282-4636. They can help you find employment and may help with Medicaid eligibility if you cannot meet work requirements [1].
