People with Down Syndrome in Georgia can access federal and state benefits like SSI, Medicaid, ABLE accounts, and disability insurance. This guide explains eligibility, how to apply, and where to get help.
To qualify for federal disability benefits like SSI or SSDI, a person must have a medical condition that meets Social Security’s definition of disability. For children, this means a condition causing marked and severe functional limitations. For adults, it means being unable to do substantial work. Income and resources are limited. For SSI, the monthly income limit in 2025 is $1,620 for non-blind individuals and $2,700 for blind individuals. SSDI is based on work history and Social Security taxes paid. Both programs require medical documentation and ongoing review. [^1]
For children, parents’ income and resources may also be considered if the child lives at home. SSI payments are reduced if the child’s or family’s income is above the limit. [^1]
In Georgia, people with Down Syndrome may qualify for Medicaid waivers, which provide home and community-based services. To get these, you must meet both federal and state eligibility rules, including income and functional needs. Georgia also offers ABLE accounts (called STABLE accounts) for residents with disabilities that started before age 26. These accounts let you save and invest without losing needs-based benefits. State disability insurance is available for state employees. [^2]
Georgia’s Medicaid waiver programs have waiting lists and require an application through the Department of Behavioral Health and Developmental Disabilities. Eligibility is based on diagnosis, age, income, and functional needs. [^2]
Many organizations offer free help with applications and appeals. Contact the Georgia Advocacy Office or your local Social Security office for support.
SSI is a federal program that provides monthly cash to people with limited income and resources. In Georgia, children and adults with Down Syndrome may qualify if they meet the medical and financial rules. Parents’ income may be considered for children. [^1]
You can apply for Medicaid online at gateway.ga.gov or by phone at 1-877-423-4746. For Medicaid waivers, call the Department of Behavioral Health and Developmental Disabilities at 1-800-326-2463. You will need proof of income, residency, and medical records. [^6]
A Georgia STABLE account is a tax-free savings account for people with disabilities. You can save up to $19,000 per year, plus more if employed, for qualified expenses. It does not affect your eligibility for needs-based benefits. [^3]
Yes, you can work and still get SSI or SSDI, but there are income limits. For SSI, the monthly limit in 2025 is $1,620 for non-blind individuals. SSDI has work incentives that let you test your ability to work. [^1]
Medicaid waivers provide home and community-based services for people with disabilities. In Georgia, you must apply through the Department of Behavioral Health and Developmental Disabilities. There are waiting lists and eligibility rules. [^6]
SSI is for people with limited income and resources, while SSDI is for those with a work history and enough Social Security credits. Both provide monthly cash, but the rules and benefits are different. [^1]
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Report changes in income, resources, or health to Social Security and Medicaid right away. You can do this online, by phone, or in person. Keep records of all reports. [^7]
DB101 is an online tool coming in 2025 to help Georgians understand and manage their disability benefits. It will provide information on eligibility, how to apply, and how to avoid overpayments. [^11]
Yes, you can get help from Social Security, Medicaid, or a local advocacy group. Many organizations offer free assistance with applications and appeals. [^12]
If your application is denied, you can appeal the decision. You have 60 days to file an appeal. You can get help from a lawyer or advocacy group. [^13]
