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Georgia • Chronic Illness
People with Chronic Obstructive Pulmonary Disease (COPD) in Georgia may qualify for federal and state disability benefits, Medicaid waivers, and ABLE accounts. These programs help cover medical costs, daily living expenses, and protect eligibility for other benefits.
To qualify for federal disability benefits like SSI or SSDI, your COPD must be severe enough to stop you from working for at least 12 months. The Social Security Administration (SSA) looks at your medical records, work history, and how your condition affects daily life. For SSI, your income and resources must be limited. For SSDI, you need enough work credits. If you are blind or have other disabilities, different rules may apply. Always check the latest SSA guidelines for updates on income limits and medical criteria [4].
In Georgia, you may qualify for Medicaid waivers if your COPD limits your ability to live independently. These waivers cover services like home care, therapy, and equipment. You must meet both medical and financial criteria set by the Georgia Department of Human Services. Georgia also offers STABLE (ABLE) accounts for residents with disabilities that started before age 26. These accounts let you save and invest for disability-related expenses without losing benefits. Check with your local Department of Human Services office for full details on eligibility and application steps [1].
Georgia STABLE accounts let people with disabilities save and invest for qualified expenses without losing benefits. You can save up to $19,000 per year, and if employed, up to $15,060 more. The account's growth is tax-free, and contributions may qualify for a state income tax deduction. Accounts are available to Georgia residents who developed a qualifying disability before age 26. An authorized legal representative can open an account if needed [1].
For SSI in 2025, your monthly earnings must be below $1,620 if not blind, or $2,700 if blind. Your resources (savings, property) must also be limited. For Medicaid waivers, income and resource limits vary by program. Always check with your local Department of Human Services for the latest limits [4].
You must report any changes in your income, resources, or living situation to avoid overpayments. If you receive too much money, you may have to pay it back. Report changes promptly to the Social Security Administration or your local benefits office. Use the SSA website or call your local office for updates [4].
Contact your local Department of Human Services office for help with Medicaid waivers and other benefits. They can guide you through the application process and answer your questions.
Yes, if your COPD is severe enough to stop you from working for at least 12 months. You may qualify for SSI or SSDI based on your medical records and financial situation. Check with the Social Security Administration for full details [4].
A Georgia STABLE account is a tax-advantaged savings account for people with disabilities. You can save for qualified expenses without losing benefits. Accounts are available to residents who developed a disability before age 26 [1].
Contact your local Department of Human Services office. They will help you complete the application and review your eligibility for Medicaid waivers. You must meet medical and financial criteria to qualify [7].
For 2025, your monthly earnings must be below $1,620 if not blind, or $2,700 if blind. Your resources must also be limited. Always check with the Social Security Administration for the latest limits [4].
Yes, but there are limits. For SSI, your monthly earnings must be below $1,620 if not blind, or $2,700 if blind. For SSDI, you can work during a trial period, but benefits may stop if you earn too much. Check with the SSA for full details [4].
SSI is for people with limited income and resources who are disabled, blind, or age 65 or older. SSDI is for people who have worked and paid Social Security taxes but can no longer work due to disability. Both programs have different eligibility rules and payment amounts [4].
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most up-to-date information and eligibility requirements.
Report any changes in your income, resources, or living situation to avoid overpayments. Use the SSA website or call your local office for updates. Always report changes promptly to avoid losing benefits [4].
A Medicaid waiver is a program that covers long-term care services for people with disabilities who need help living independently. Waivers can cover home health aides, therapy, medical equipment, and more. You must meet medical and financial criteria to qualify [7].
Yes, if you developed a qualifying disability before age 26. Georgia STABLE accounts let you save for qualified expenses without losing benefits. You can save up to $19,000 per year, and if employed, up to $15,060 more [1].
For state employees, the waiting period for long-term disability insurance is 180 days. Benefits begin after this period and can continue as long as you meet the definition of disabled under the policy [5].
