If you have kidney disease in Florida, you may qualify for federal and state benefits like SSI, SSDI, Medicaid, and special programs. This guide explains eligibility, how to apply, and what support is available in 2025.
To get federal disability benefits for kidney disease, you must meet Social Security Administration (SSA) rules. You qualify if your kidney disease is severe and stops you from working for at least 12 months. The SSA looks at your medical records, work history, and how much you earn. For 2025, you cannot earn more than $1,620 per month if you are not blind, or $2,700 if you are blind, without losing benefits. This is called the Substantial Gainful Activity (SGA) limit. If you have kidney disease and are on dialysis or have had a transplant, you may qualify faster. Family members may also get benefits if you are approved for SSDI. SSI is for people with low income and resources, while SSDI is for those who have worked and paid Social Security taxes. Both programs have strict rules about what counts as income and resources. [^1][^2][^3][^4][^5][^6]
In Florida, the Division of Disability Determinations decides if your kidney disease meets federal medical rules. They review your medical records and may ask for more tests. Florida does not have its own disability program, but you can get extra help through Medicaid if your income is low. If you are on dialysis or have had a kidney transplant, you may qualify for Medicaid even if you have some income. Florida also has special programs for people with medical needs during emergencies, like special needs shelters. The Florida Agency for Persons with Disabilities can help with services and support. If you are a child with kidney disease, your family’s income and resources are considered for SSI. [^2][^4][^5]
An ABLE account lets people with disabilities save money without losing SSI or Medicaid benefits. You can use the money for housing, education, health, and other needs. Florida has its own ABLE program. Learn more at the Florida ABLE website. [^4]
You must report changes in your income, work, or medical condition to the SSA and Medicaid. If you do not, you may get an overpayment and have to pay it back. Report changes online, by phone, or in person. [^4]
You can ask a family member, friend, or support professional to help you fill out your application. Local agencies can also provide free help.
If you are medically dependent on electricity or need help during emergencies, register for Florida’s special needs shelter program.
Yes, if your kidney disease is severe and stops you from working for at least 12 months, you may qualify for SSI or SSDI. Florida uses federal rules for eligibility.
In 2025, you cannot earn more than $1,620 per month if you are not blind, or $2,700 if you are blind, without losing benefits. This is called the SGA limit.
Yes, children with kidney disease may qualify for SSI if their family’s income and resources are low. The SSA looks at both the child’s and family’s income.
No, but being on dialysis or having a kidney transplant can help you qualify faster. The SSA looks at how severe your kidney disease is and how it affects your ability to work.
Yes, if your income is low, you may qualify for Medicaid even if you have kidney disease. If you are on dialysis or have had a transplant, you may qualify even if you have some income.
It can take 3 to 6 months to get a decision. If you are on dialysis or have had a transplant, you may get a faster decision.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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You can appeal within 60 days. You may need to provide more medical records or go to a hearing.
Yes, but you cannot earn more than the SGA limit. There are work incentives that let you try working without losing benefits.
No, but a lawyer can help if your case is complex or if you are denied. Many lawyers work on a contingency basis.
SSI is for people with low income and resources. SSDI is for those who have worked and paid Social Security taxes. Both can help people with kidney disease.
