Open a Purple account in minutes. Banking built for people with disabilities.
Florida • Chronic Illness
If you have Chronic Fatigue Syndrome in Florida, you may qualify for federal disability benefits like SSI or SSDI. These programs help cover living costs and medical care. Florida also offers state-specific support, including Medicaid waivers and special needs registries. This guide explains eligibility, how to apply, and what resources are available.
To qualify for federal disability benefits with Chronic Fatigue Syndrome, you must have a severe medical condition that prevents you from working for at least 12 months. The Social Security Administration (SSA) uses the Substantial Gainful Activity (SGA) limit to decide if your earnings are too high for benefits. In 2025, SGA is $1,620 per month for non-blind individuals and $2,700 for blind individuals[6]. If you earn more than this, you usually cannot get benefits. You must also meet medical criteria, such as having marked and severe functional limitations from your condition[5].
SSDI is for people who have worked and paid Social Security taxes. SSI is for those with limited income and resources, regardless of work history[4]. Both programs require proof of disability and ongoing medical documentation[3].
In Florida, the Division of Disability Determinations reviews medical eligibility for federal disability programs like SSDI and SSI. They use federal rules but manage the application process locally[2]. Florida also offers state-specific programs, such as the Medically needy program and special needs shelters for emergencies. If you rely on medical equipment or need help during disasters, register for the special needs registry to get support[2].
Florida does not have a separate state disability program, but residents can access Medicaid waivers for home and community-based services if they meet income and disability criteria[2]. These waivers help people with chronic illnesses like Chronic Fatigue Syndrome stay independent in their communities.
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. You can use the funds for expenses like housing, education, and transportation. Florida residents can open an ABLE account through the state’s ABLE program[3].
If your income or resources change, you must report it to the SSA. Not reporting changes can lead to overpayments and penalties. Use the SSA’s online portal or call to report changes[4].
Contact your local Social Security office or the Florida Division of Disability Determinations for help with your application. They can guide you through the process and answer your questions[2].
If you rely on medical equipment or need help during disasters, register for Florida’s special needs registry. This ensures you get support during emergencies[2].
Yes, if your Chronic Fatigue Syndrome severely limits your ability to work for at least 12 months, you may qualify for SSI or SSDI. You need medical proof and must meet income or work history requirements[6].
In 2025, the SGA limit is $1,620 per month for non-blind individuals and $2,700 for blind individuals. Earning more than this usually means you cannot get disability benefits[6].
You can apply online at SSA.gov, by phone, or at a local Social Security office. Florida residents can also get help from the Division of Disability Determinations[2].
Florida offers Medicaid waivers for home and community-based services, special needs shelters, and the special needs registry for emergencies. The Florida Agency for Persons with Disabilities also provides support[2].
You can work, but your earnings must be below the SGA limit. If you earn more, your benefits may be reduced or stopped. Work incentives can help you keep some benefits while you try to work[3].
SSI is for people with limited income and resources, regardless of work history. SSDI is for those who have worked and paid Social Security taxes. Both require proof of disability[4].
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most current rules and eligibility.
Contact your local emergency management office or visit the Florida Department of Health website to register for the special needs registry. This helps you get support during emergencies[2].
Yes, if you qualify for SSI or meet Medicaid’s income and disability criteria. Medicaid waivers can also help if you need home and community-based services[2].
An ABLE account lets you save money without losing SSI or Medicaid benefits. Funds can be used for housing, education, and other expenses. Florida residents can open an account through the state’s ABLE program[3].
Report any changes in income or resources to the SSA. Not reporting changes can lead to overpayments and penalties. Use the SSA’s online portal or call to report changes[4].
