If you are blind in Florida, you may qualify for federal and state benefits like SSI, SSDI, Medicaid waivers, and special programs. This guide explains eligibility, how to apply, and what to expect in 2025.
To get federal disability benefits for blindness, you must meet Social Security Administration (SSA) rules. For Supplemental Security Income (SSI), you must be blind, have limited income and resources, and meet other criteria. For Social Security Disability Insurance (SSDI), you must be blind and have a work history. In 2025, the Substantial Gainful Activity (SGA) limit for blind individuals is $2,700 per month. If you earn more than this, you may not qualify for benefits. The SSA defines blindness as vision that cannot be corrected to better than 20/200 in the better eye or a visual field of 20 degrees or less. 1
Florida does not offer a state SSI supplement for blind individuals. However, Florida residents who are blind may qualify for other state programs and services. The Florida Department of Health’s Division of Disability Determinations makes medical eligibility decisions for federal disability programs. Florida also offers Medicaid waivers for people with disabilities, including blindness, which can help with home and community-based services. The state has special needs shelters and registries for people with disabilities, including those who are blind. 2
If you need help, contact the Florida Agency for Persons with Disabilities or a local nonprofit.
For more help, see the SSI vs SSDI guide and the SSI & SSDI Work Incentives guide.
These programs can help with income, health care, and savings for people who are blind.
These programs can help with home care, assistive technology, advocacy, and emergency support for people who are blind in Florida.
ABLE accounts are tax-advantaged savings accounts for people with disabilities, including blindness. You can save up to $17,000 per year in 2025 without losing SSI or Medicaid benefits. Funds can be used for qualified disability expenses like education, housing, and transportation. To open an ABLE account, visit the Florida ABLE website or contact a financial advisor.
These limits can change each year. Report any changes in income or resources to avoid overpayments.
You must report any changes in income, resources, or living situation to the SSA or state agency. Failure to report changes can result in overpayments and penalties. If you receive an overpayment, you may have to repay the amount. To avoid overpayments, report changes as soon as possible and keep records of all correspondence.
Contact the Florida Agency for Persons with Disabilities or a local nonprofit for help with your application.
The SGA limit for blind individuals in 2025 is $2,700 per month. If you earn more than this, you may not qualify for SSI or SSDI benefits.
No, Florida does not offer a state SSI supplement for blind individuals. You will only receive the federal SSI payment.
You can apply for blindness benefits online at SSA.gov or at your local Social Security office. You will need medical records and proof of blindness.
The income limit for SSI in Florida in 2025 is $1,325 per month for individuals. The resource limit is $2,000 for individuals and $3,000 for couples.
Yes, you can work and still receive blindness benefits in Florida, but your earnings must not exceed the SGA limit of $2,700 per month for blind individuals.
An ABLE account is a tax-advantaged savings account for people with disabilities, including blindness. You can save up to $17,000 per year without losing SSI or Medicaid benefits.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Florida offers Medicaid waivers for people with disabilities, including blindness. These waivers can help with home and community-based services.
You must report any changes in income, resources, or living situation to the SSA or state agency as soon as possible to avoid overpayments and penalties.
SSI is for people with limited income and resources, while SSDI is for people with a qualifying work history. Both programs can provide benefits for blind individuals.
Yes, Florida offers special programs for blind individuals, including Medicaid waivers, assistive technology, and special needs shelters.
