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Florida • Speech/Language
People with aphasia in Florida can qualify for federal disability benefits like SSI and SSDI, as well as state programs for support, healthcare, and employment. This guide explains eligibility, how to apply, and what benefits are available in 2025.
Aphasia can qualify for Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) if it causes severe functional limitations that prevent you from working. To qualify, your condition must be expected to last at least 12 months or result in death. For SSDI, you need a work history and enough Social Security credits. For SSI, you must have limited income and resources. In 2025, the Substantial Gainful Activity (SGA) limit is $1,620 per month for non-blind individuals and $2,700 for blind individuals. If your earnings are above these limits, you generally cannot qualify for disability benefits[1][3][5][6].
Florida follows federal rules for SSI and SSDI eligibility. The Florida Department of Health’s Division of Disability Determinations makes medical eligibility decisions for federal programs. If you have aphasia, you must provide medical evidence showing how your condition limits your ability to work and communicate. Florida also offers Medicaid waivers for people with disabilities, which can help with home and community-based services. These waivers may be available if you meet both medical and financial criteria. State agencies can help with special needs planning, including emergency shelters and assistive technology resources[2][4].
ABLE accounts allow people with disabilities to save money without losing eligibility for SSI, Medicaid, and other benefits. In Florida, you can open an ABLE account through the state’s ABLE United program. Funds can be used for qualified disability expenses, such as education, housing, transportation, and personal support services[4].
It is important to report any changes in your condition, income, or living situation to the Social Security Administration. Failure to report changes can result in overpayments, which you may have to repay. If you receive an overpayment, contact the SSA to discuss repayment options. You can also seek help from a disability advocate or legal aid organization[4].
Contact the Florida Agency for Persons with Disabilities or a local disability advocate for help with your application and to learn about state programs.
Yes, aphasia can qualify for SSI or SSDI if it causes severe functional limitations that prevent you from working. You must provide medical evidence showing how your condition affects your daily life and ability to communicate[3][5][6].
In 2025, the SGA limit is $1,620 per month for non-blind individuals and $2,700 for blind individuals. Earnings above these limits may affect your eligibility for disability benefits[3][5][6].
You can apply for SSI or SSDI online at ssa.gov, by phone at 1-800-772-1213, or in person at a local SSA office. You will need to provide medical records and other documentation[4][6].
Florida offers Medicaid waivers, support services through the Agency for Persons with Disabilities, and resources for assistive technology and communication disorders. Special needs shelters are also available for emergencies[2][4].
An ABLE account allows you to save money without losing eligibility for SSI, Medicaid, and other benefits. Funds can be used for qualified disability expenses, such as education, housing, and personal support services[4].
The 2025 cost-of-living adjustment (COLA) increases SSDI and SSI benefits by 2.5%, helping to keep pace with rising living costs[1].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
If you start working and your earnings exceed the SGA limit, your benefits may be affected. However, there are work incentives that allow you to try working without immediately losing benefits[3][4].
Yes, you must report any changes in your condition, income, or living situation to the Social Security Administration to avoid overpayments and keep your benefits[4].
Yes, children with aphasia may qualify for SSI if they meet the medical and financial criteria. The child’s income and resources, as well as those of family members, are considered[5].
If your application is denied, you can appeal the decision. You may want to seek help from a disability advocate or legal aid organization to assist with the appeals process[4].
