If you have Panic Disorder in Delaware, you may qualify for federal and state benefits like SSI, SSDI, Medicaid, and Medicaid waivers. These programs can help pay for medical care, therapy, and daily living expenses. This guide explains eligibility, how to apply, and where to get help.
To get federal disability benefits in Delaware, you must meet Social Security's definition of disability. Panic Disorder can qualify if it severely limits your ability to work and is expected to last at least 12 months. For SSI, your income and resources must be low. For SSDI, you need enough work credits. Medicaid (called Medicaid in Delaware) covers medical care for people with low income and certain disabilities. You can get Medicaid if you get SSI or if you meet income and disability rules. Medicaid waivers help people get care at home instead of in institutions. Each program has its own rules for income, resources, and disability proof[1][2].
In Delaware, you can get Medicaid if you have Panic Disorder and meet income and disability rules. Delaware Medicaid covers therapy, medication, and other mental health services. You may also qualify for Medicaid waivers that pay for home care, job coaching, or supported living. To qualify, you must be a Delaware resident, meet income limits, and show that your Panic Disorder limits your daily activities. Some waivers have waiting lists. You can work and still get Medicaid with special rules for people with disabilities. Children and adults with disabilities can get benefits, but rules vary by age and program[3][4].
Delaware offers ABLE accounts for people with disabilities. You can save up to $16,000 per year in an ABLE account. The money can be used for housing, education, transportation, and other needs. ABLE account funds do not count against SSI or Medicaid income limits. To open an account, visit the Delaware ABLE website or call 1-844-442-2537[5].
For SSI in 2025, the federal income limit is $943 per month for an individual and $1,415 for a couple. For Medicaid in Delaware, the income limit is 138% of the Federal Poverty Level, which is about $2,000 per month for an individual. Medicaid waivers may have different income rules. You can work and still get benefits with special rules for people with disabilities[1][3].
You must report changes in income, resources, or health to Social Security and Medicaid. If you get too much money, you may have to pay it back. Report changes as soon as possible to avoid overpayments. Keep records of all reports and responses[1][3].
Call Disability Rights Delaware at 1-800-942-2883 or Delaware 211 at 2-1-1. They can help you apply for SSI, SSDI, Medicaid, and Medicaid waivers.
Yes, if your Panic Disorder is severe and long-term, and you meet income and resource rules. You must show medical proof that it limits your ability to work or do daily activities.
Yes, if you meet income and disability rules. Medicaid covers therapy, medication, and other mental health services for people with Panic Disorder.
A Medicaid waiver helps people with disabilities get care at home or in the community instead of in institutions. Delaware offers waivers for job coaching, respite care, and supported living.
Yes, you can work and still get SSI, SSDI, and Medicaid with special rules. Some programs let you keep more income or resources if you work.
Ask your Medicaid case manager or call the Division of Developmental Disabilities Services. You may need to show medical proof and meet income rules.
An ABLE account lets people with disabilities save money without losing SSI or Medicaid benefits. You can use the money for housing, education, transportation, and other needs.
Yes, you must report changes in income, resources, or health to Social Security and Medicaid. This helps avoid overpayments and keeps your benefits.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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You can get help from Social Security, Medicaid, the Division of Developmental Disabilities Services, or a local nonprofit. Many agencies offer free help with applications.
Yes, children with Panic Disorder may qualify for SSI, Medicaid, and Medicaid waivers. Rules are different for children and adults.
You can appeal the decision. Ask for a hearing and get help from a lawyer or advocate. Keep all records and respond quickly to requests.
