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Delaware • Chronic Illness
If you have heart disease in Delaware, you may qualify for disability benefits like Medicaid, SSI, and SSDI. These programs help cover medical costs, provide income support, and offer work incentives. This guide explains eligibility, how to apply, and key resources.
People with heart disease may qualify for federal disability programs if their condition is severe and expected to last at least 12 months or result in death. The Social Security Administration (SSA) uses strict medical criteria to decide if heart disease is disabling. For SSI and SSDI, you must meet both medical and financial rules. SSI is for people with limited income and resources, while SSDI is for those with a work history. Medicaid (called Medicaid in Delaware) covers low-income people with disabilities, including those with heart disease. Medicaid eligibility is based on income, resources, and disability status. [^1][^2][^3]
In Delaware, people with heart disease may qualify for Medicaid if they meet income and disability requirements. Delaware Medicaid covers adults with disabilities, including heart disease, if they meet federal guidelines. The state also offers Medicaid waivers for home and community-based services, which can help people with heart disease stay independent. SSI and SSDI are available to Delaware residents who meet federal rules. Delaware does not have a separate state disability program, so most benefits come from federal programs. Medicaid eligibility in Delaware is based on Modified Adjusted Gross Income (MAGI) for most people, but some with disabilities may qualify under different rules. [^4][^5][^6]
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. In Delaware, you can open an ABLE account through the state program. Funds can be used for qualified disability expenses, such as medical care, housing, and education. [^10]
SSI has strict income and resource limits. In 2025, the federal SSI limit is $943 per month for an individual and $1,415 for a couple. SSDI has no income limit, but you must be unable to work. Medicaid income limits vary by program and household size. [^1][^2][^3]
If you get too much in benefits, you may have to pay it back. Report changes in income, health, or living situation to avoid overpayments. You can report changes online, by phone, or in person. [^11]
Contact the Delaware Division of Social Services at 1-866-852-2255 for help with Medicaid, SSI, and other benefits.
Yes, if your heart disease is severe and expected to last at least 12 months or result in death, and you meet income and resource limits. You must apply and provide medical proof.
Apply online at Delaware ASSIST, by phone at 1-866-852-2255, or in person at a Division of Social Services office. You will need proof of income, disability, and residency.
SSI is for people with disabilities and limited income, while SSDI is for those with a work history. Both require proof of disability from heart disease.
Yes, SSI and SSDI have work incentives that let you keep benefits while working. Medicaid also has rules for working people with disabilities.
Medicaid waivers help people with disabilities get home and community-based services, such as personal care and respite care. These can help people with heart disease stay independent.
You can open an ABLE account through the Delaware ABLE program. You must have a disability that started before age 26 and meet other rules.
Disclaimer: This guide is for informational purposes only. Always check with official agencies for the most current rules and eligibility.
If denied, you can appeal within 60 days. You can get help from a disability advocate or legal aid group.
Yes, report changes to avoid overpayments. You can report changes online, by phone, or in person.
Yes, Medicaid and Medicare can help cover medical bills. You may also qualify for other programs, such as Medicaid waivers or ABLE accounts.
Medicaid income limits vary by program and household size. For most adults, the limit is 138% of the Federal Poverty Level. People with disabilities may qualify under different rules.
