People with HIV/AIDS in Connecticut can access federal and state benefits, including SSI, SSDI, Medicaid, and state-specific programs. Eligibility depends on income, disability status, and other factors. This guide explains how to apply and what support is available.
To qualify for federal disability benefits with HIV/AIDS, you must have a severe condition that prevents you from working for at least 12 months. The Social Security Administration (SSA) considers HIV/AIDS under its disability listings if it causes significant physical or mental impairments. You may be eligible for Supplemental Security Income (SSI) or Social Security Disability Insurance (SSDI) based on your income, work history, and disability status. SSI is for people with limited income and resources, while SSDI is for those who have worked and paid into Social Security. Both programs require medical evidence of your condition and its impact on your ability to work. [ssa.gov/disability/eligibility, accessed 2025-11-05]
In Connecticut, people with HIV/AIDS may qualify for state-specific programs such as the Aid to Aged, Blind, and Disabled (AABD) cash assistance program. The state disregards the 2025 federal Cost of Living Adjustment (COLA) increase when calculating eligibility for AABD, meaning the full COLA will not count as income. This helps maintain eligibility and benefits for recipients. Connecticut also offers Medicaid waivers and home-based services for people with disabilities, including those with HIV/AIDS. Eligibility for these programs depends on income, assets, and medical need. [medicaid.gov/medicaid/spa/downloads/CT-25-0012.pdf, accessed 2025-11-05]
ABLE accounts allow people with disabilities to save money without losing benefits. In Connecticut, you can open an ABLE account to save for qualified expenses. Contributions are not taxed, and withdrawals for qualified expenses are tax-free. ABLE accounts can help with expenses like housing, education, and transportation. [ssa.gov/programs/able, accessed 2025-11-05]
Income limits for SSI, SSDI, and Medicaid vary by program and household size. For SSI in 2025, the federal benefit rate is $943 per month for an individual. SSDI limits depend on work history and earnings. Medicaid income limits are based on federal poverty guidelines. Connecticut may have higher limits for some programs. [ssa.gov/programs/ssi, accessed 2025-11-05]
If you receive more benefits than you are entitled to, you may have to repay the overpayment. Report changes in income, medical status, or living situation to avoid overpayments. DSS and SSA have procedures for reporting changes and appealing overpayment decisions. [ssa.gov/disability/overpayments, accessed 2025-11-05]
Contact the DSS Client Information Line & Benefits Center at 1-855-6-CONNECT (1-855-626-6632) for help with applications and reasonable accommodations.
Yes, if HIV/AIDS causes severe limitations that prevent you from working for at least 12 months, you may qualify for SSI or SSDI. Connecticut also offers state-specific programs for people with disabilities.
Connecticut disregards the 2025 COLA increase when calculating eligibility for AABD, so the full COLA will not count as income. This helps maintain your eligibility and benefits.
You need medical records, proof of income, identification, and any other documents required by the program. DSS and SSA will provide a list of required documents.
Yes, there are work incentives for people with disabilities. You can earn a certain amount without losing benefits. Check with SSA for current limits and rules.
You can apply online at connect.ct.gov or by calling 1-855-626-6632. You will need to provide proof of income, medical records, and identification.
The Personal Services Program provides grants for personal assistants to help people with severe disabilities live in the community. It is available to people with HIV/AIDS who meet eligibility requirements.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Yes, Connecticut offers legal services for indigent people with disabilities. You can contact DSS or nonprofit organizations for help with legal issues.
An ABLE account allows people with disabilities to save money without losing benefits. Contributions are not taxed, and withdrawals for qualified expenses are tax-free.
Report changes in income, medical status, or living situation to DSS or SSA to avoid overpayments. You can report changes online, by phone, or in person.
If your application is denied, you can appeal the decision. DSS and SSA have procedures for appealing denials and requesting a review.
