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Connecticut • Mental Health
If you have bipolar disorder in Connecticut, you may qualify for federal disability benefits like SSI and SSDI, plus state cash assistance and Medicaid. Eligibility depends on your income, assets, and how your condition affects your ability to work.
To qualify for federal disability benefits with bipolar disorder, you must have a medically documented condition that stops you from working and is expected to last at least 12 months or lead to death. For SSDI, you need a work history and enough Social Security tax payments. For SSI, you must have low income and few assets. In 2025, you cannot earn more than $1,620 per month from substantial work (or $2,700 if blind) to qualify for SSDI or SSI. Children and adults with disabilities that began before age 22 may also qualify for benefits based on a parent’s work record[1][5].
In Connecticut, you can get extra cash help through the State Supplement for the Aged, Blind, and Disabled if you are 18–64 with a disability that meets federal criteria. You must have another income source like Social Security, SSI, or Veterans benefits. Your net income must be below the state’s living standard, and assets cannot exceed $1,600 for an individual or $2,400 for a couple (home ownership may result in a lien). People who get the state supplement also get Medicaid. The state does not count the federal cost-of-living adjustment (COLA) as income when calculating eligibility for the state supplement[2][3].
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. Connecticut residents with bipolar disorder may open an ABLE account if their disability started before age 26. Funds can be used for education, housing, transportation, and other qualified expenses[internal_link_able_accounts].
For SSI and SSDI in 2025, you cannot earn more than $1,620 per month from substantial work (or $2,700 if blind). For Connecticut’s State Supplement, net income must be below the state’s living standard, and assets cannot exceed $1,600 for an individual or $2,400 for a couple[1][2].
If your income or assets change, you must report it to avoid overpayments. Overpayments can lead to benefit reductions or repayment. Always report changes to SSA and DSS as soon as possible[internal_link_overpayments_and_reporting].
Applying for disability benefits can be complex. Legal aid organizations and disability attorneys in Connecticut can help you with your application and appeals[1][6].
Yes, if your bipolar disorder prevents you from working for at least 12 months and meets federal and state criteria, you may qualify for SSI, SSDI, or Connecticut’s State Supplement.
For SSI and SSDI, you cannot earn more than $1,620 per month (or $2,700 if blind) in 2025. For the state supplement, net income must be below the state’s living standard.
For SSDI, yes. For SSI, no. The state supplement requires another income source, but not necessarily work history.
Yes, if you qualify for SSI or the state supplement, you automatically get Medicaid in Connecticut.
Apply online at www.connect.ct.gov, at a DSS office, or by calling 1-855-626-6632. You can also apply for federal benefits at the SSA website.
You need medical records, proof of income, assets, and any other benefits you receive. The SSA and DSS may ask for more information.
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with an expert for your specific situation.
Yes, but your earnings must be below the substantial gainful activity limit. There are work incentives to help you try working without losing benefits[internal_link_work_incentives].
You can appeal the decision. Consider getting help from a disability attorney or legal aid organization.
Yes, Connecticut offers a state supplement, Medicaid, SNAP, and energy assistance for those who qualify for federal disability benefits.
Yes, legal aid organizations and disability attorneys can help you with your application and appeals[internal_link_legal_help].