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Colorado • Physical/Mobility
People with Muscular Dystrophy in Colorado can access federal and state disability benefits, including SSDI, SSI, Medicaid, and state-specific programs. This guide covers eligibility, how to apply, income limits, and key resources.
To qualify for federal disability benefits like SSDI or SSI, you must have a medical condition that prevents you from working for at least 12 months or is expected to result in death. For SSDI, you must have worked and paid Social Security taxes, and meet the work credit requirement. For SSI, you must have limited income and resources, and be a U.S. citizen or qualified non-citizen. Both programs use the Social Security Administration's disability listings to determine eligibility[1][8].
In Colorado, adults with Muscular Dystrophy may qualify for state programs if they meet specific criteria. For example, the Health First Colorado Buy-In Program is for working adults with disabilities who earn too much for regular Medicaid but have a qualifying disability and income below 450% of the Federal Poverty Level. The Aid to the Needy Disabled-State Only (AND-SO) program provides interim cash assistance to low-income residents with a qualifying disability who are actively pursuing SSI benefits. Applicants must be between 18-59, have a disability expected to last 6 months or longer, and meet income and resource limits[2][4][5].
Colorado ABLE accounts allow individuals with disabilities to save money for disability-related expenses without losing eligibility for means-tested benefits. To qualify, you must have a disability that started before age 26, and either receive SSI/SSDI or self-certify with a physician's diagnosis[9].
If you receive more benefits than you are entitled to, you may have to repay the overpayment. Report changes in income, resources, or living situation to the relevant agency promptly to avoid overpayments and ensure continued eligibility[4][5].
Contact your local Social Security office or county human services office for assistance with applications. Disability advocacy organizations can also provide support.
The main benefits are SSDI, SSI, Medicaid (Health First Colorado), the Buy-In Program for working adults, and state programs like AND-SO. Each has different eligibility requirements based on work history, income, and disability status[1][2][4].
You can apply online at SSA.gov, by phone at 1-800-772-1213, or in person at a local Social Security office. Gather medical records and proof of income before applying[1].
Yes, Colorado's Buy-In Program allows working adults with disabilities to buy into Medicaid if their income is above regular Medicaid limits but below 450% of the Federal Poverty Level. Premiums are based on income[2].
AND-SO provides interim cash assistance to low-income Colorado residents with a qualifying disability who are actively pursuing SSI benefits. Applicants must be 18-59, have a disability expected to last 6 months or longer, and meet income and resource limits[4].
To qualify for a Colorado ABLE account, you must have a disability that started before age 26, and either receive SSI/SSDI or self-certify with a physician's diagnosis[9].
Individuals can have up to $2,000 in countable resources; couples can have up to $3,000. Primary home and one vehicle do not count. Income limits are based on federal guidelines[5].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
If you already receive SSI or SSDI, you do not need a separate disability determination for Medicaid. If not, you may need to complete a disability application for Medicaid[6].
The PERA Disability Program is for public employees with at least 5 years of service who experience a loss of 25% of predisability earnings due to disability. Apply within 90 days of termination or while on leave[3].
Report changes in income, resources, or living situation to the relevant agency promptly to avoid overpayments and ensure continued eligibility[4][5].
You can get help from local Social Security offices, county human services offices, or disability advocacy organizations. The SSA website also has resources and guides[1][4].
