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Colorado • Chronic Illness
If you have fibromyalgia and live in Colorado, you may qualify for disability benefits through Social Security (SSI/SSDI), Medicaid, and other state programs. This guide explains eligibility, how to apply, and what support is available.
Contact your local county human services office or call Social Security at 1-800-772-1213 for help with your application.
Yes, fibromyalgia can qualify for disability benefits in Colorado if it severely limits your ability to work. You need medical records showing your symptoms and how they affect your daily life. The Social Security Administration recognizes fibromyalgia as a disabling condition if it meets their criteria [^1].
You can apply for SSI/SSDI online at SSA.gov, by phone at 1-800-772-1213, or in person at a local Social Security office. For Medicaid, apply through Colorado.gov/PEAK or your county human services office [^1][^2].
The Health First Colorado Buy-In Program lets working adults with disabilities buy Medicaid coverage if their income is too high for regular Medicaid. You pay a monthly premium based on your income. You must have a qualifying disability and be employed [^2].
No, you do not need to be approved for SSI/SSDI to get Medicaid in Colorado. You can apply for Medicaid and the state will determine if you meet their disability criteria. If you already get SSI/SSDI, you automatically qualify for Medicaid [^2][^3].
You can expect to wait at least 7 months for an initial decision on your SSI/SSDI application in Colorado. The process may take longer if more information is needed or if you appeal a denial [^1].
Disclaimer: This guide is for informational purposes only and does not constitute legal or financial advice. Always consult with a qualified professional for personalized guidance.
A Colorado ABLE account is a tax-advantaged savings account for people with disabilities who became disabled before age 26. You can save money for disability-related expenses without losing SSI or Medicaid benefits. You can self-certify if you don’t get SSI or SSDI, but you need a doctor’s note [^6].
Yes, you can work and still get disability benefits in Colorado. The Health First Colorado Buy-In Program lets working adults with disabilities buy Medicaid coverage. SSI and SSDI also have work incentives that let you try working without losing benefits [^2][^7].
You need medical records showing your fibromyalgia diagnosis, symptoms, treatments, and how your condition limits your daily activities. Records should be from your doctor and include test results, treatment plans, and notes about your functional limitations [^1].
If your application is denied, you can appeal the decision. You have 60 days to file an appeal. You can appeal online, by phone, or in person. The appeals process includes several levels, including a hearing before an administrative law judge [^1].
SSI is for people with disabilities who have limited income and resources, regardless of work history. SSDI is for people who worked and paid Social Security taxes but can no longer work due to disability. Both programs provide monthly cash benefits and may include health coverage [^1].
