People with Amyotrophic Lateral Sclerosis (ALS) in Colorado may qualify for federal disability programs like SSI and SSDI, as well as state-specific benefits such as Medicaid Buy-In and interim cash assistance. This guide explains eligibility, how to apply, and where to get help.
To qualify for Social Security Disability Insurance (SSDI), you must have a qualifying disability and enough work credits. For Supplemental Security Income (SSI), you must have limited income and resources. ALS is considered a severe disability and is automatically approved for SSDI after diagnosis. SSI is for those with low income and assets, regardless of work history. Both programs require medical proof of disability and ongoing eligibility checks.
In Colorado, adults with ALS may qualify for several state programs. The Health First Colorado Buy-In Program allows working adults with disabilities to buy into Medicaid, even if their income is above standard limits. The Aid to the Needy Disabled-State Only (AND-SO) program offers interim cash assistance while pursuing SSI. To qualify for these programs, you must have a qualifying disability, be a Colorado resident, and meet income and asset limits. AND-SO is for those aged 18-59, with a disability that prevents work and who are actively pursuing SSI (CDHS, 2025; HCPF, 2025).
Colorado ABLE accounts allow people with disabilities that began before age 26 to save money without losing eligibility for means-tested benefits. You can contribute up to $18,000 per year (2025 limit). Funds can be used for qualified disability expenses. Eligibility requires SSI/SSDI or self-certification with a doctor's diagnosis (Colorado ABLE, 2025).
You must report changes in income, resources, or living situation to avoid overpayments. Overpayments can result in repayment demands or benefit reductions. Report changes to Social Security, Medicaid, or county human services as soon as possible. Keep records of all reports and communications (SSA, 2025; CDHS, 2025).
ALS is automatically approved for SSDI after diagnosis. The application process is fast-tracked, so apply as soon as possible.
Colorado allows some work while receiving disability benefits. Programs like SSDI and SSI have work incentives and trial work periods.
Yes, ALS is a Compassionate Allowances condition, so Social Security Disability Insurance (SSDI) applications are fast-tracked and usually approved quickly after diagnosis. You still need to apply and provide medical proof.
Yes, Colorado allows some work while receiving disability benefits. Programs like SSDI and SSI have work incentives and trial work periods. The Health First Colorado Buy-In is for working adults with disabilities.
The Buy-In Program lets working adults with disabilities buy into Medicaid, even if their income is above standard limits. Premiums are based on income, and you must have a qualifying disability.
AND-SO is interim cash assistance for Colorado residents aged 18-59 with a disability that prevents work. You must be actively pursuing SSI and meet income and asset limits.
Apply online at SSA.gov, by phone, or at a local Social Security office. You'll need medical records and proof of income. ALS applications are expedited.
Yes, if you have low income and assets, or if you work and qualify for the Health First Colorado Buy-In Program. You may also qualify if you receive SSI or SSDI.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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An ABLE account is a tax-advantaged savings account for people with disabilities that began before age 26. You can use it for qualified disability expenses without losing benefits.
AND-SO provides up to $248 per month in interim cash assistance while you pursue SSI. The amount may be reduced by other income.
Yes, you must report changes in income, resources, or living situation to avoid overpayments. Report changes to Social Security, Medicaid, or county human services as soon as possible.
Contact your county human services office, the Division of Vocational Rehabilitation, or a certified benefits counselor. They can help with applications and benefits planning.
