People with Deaf-Blindness in California have access to federal and state disability programs, including SSI, SSDI, Medicaid, and California-specific waivers for home- and community-based services. State programs like Regional Centers and the Employment Development Department (EDD) offer critical support for sensory disabilities.
To qualify for federal disability benefits (SSI or SSDI) with Deaf-Blindness, you must meet strict Social Security Administration (SSA) disability rules, have limited income and resources (for SSI), or a sufficient work history (for SSDI)[4]. SSI provides cash to low-income individuals with disabilities, while SSDI is for those who have worked and paid into Social Security. For both, medical evidence must show your Deaf-Blindness severely limits your ability to work and perform daily activities. Children with Deaf-Blindness may qualify under different rules, including the 'disabled adult child' benefit if the disability began before age 22[4]. Federal programs do not have state-specific rules, but each state may add supplemental benefits or refer to federal standards for Medicaid eligibility.
California supplements federal disability programs with state-funded services for Deaf-Blindness. To qualify, you must be a California resident and meet the federal disability standard. Regional Centers (a state network) assess and coordinate services for sensory disabilities, including Deaf-Blindness, regardless of income. California Medicaid (Medi-Cal) covers low-income residents and may include HCBS waivers for home- and community-based supports. The California State Disability Insurance (SDI) program provides short-term benefits for those unable to work due to disability, with no special rules for Deaf-Blindness—eligibility is based on recent employment and earnings, not disability type[7]. State-specific programs often require an application directly to the responsible agency and may have county-level differences.
Gather medical records, proof of income, and ID. Apply online for SSI/SSDI at ssa.gov. For California-specific programs, contact your local Regional Center and apply for Medi-Cal at benefitscal.com. Check eligibility for California SDI at edd.ca.gov[3]. For specialist resources, reach out to Disability Rights California. Keep copies of all applications and correspondence.
Federal Benefits: Start your SSI or SSDI application at ssa.gov—complete the online disability report, provide medical evidence, and schedule any required exams or interviews. Check your work credits for SSDI; SSI has strict income and asset limits[4]. California Medicaid (Medi-Cal): Apply online at benefitscal.com or via your county office. If you are on SSI, you are automatically enrolled in Medi-Cal. For HCBS waivers, ask your caseworker about Home and Community Based Services options. Regional Centers: Contact your local Regional Center for an assessment—they coordinate services, including communication aides and community supports for Deaf-Blindness. California SDI: If employed, create a myEDD account, submit your disability claim online, and monitor your status for faster processing—claims can now be filed up to 30 days in advance of your leave[2]. Advocacy: Contact Disability Rights California for legal help or advice on benefits, appeals, and discrimination issues[6]. Keep detailed records of all steps and communications.
SSI and SSDI are the main federal programs. SSI provides monthly cash payments to low-income individuals with disabilities, including children. SSDI provides benefits to those with a qualifying work history. Both may come with Medicaid or Medicare health coverage[4]. Medicare is available to those on SSDI after a waiting period; Medicaid (called Medi-Cal in California) covers low-income individuals, often automatically if you receive SSI. Disabled Adult Child Benefits allow adults disabled before age 22 to receive benefits on a parent’s work record[4]. ABLE Accounts let people with disabilities save without affecting eligibility for means-tested benefits.
California offers several key supports for Deaf-Blindness. Medi-Cal provides health coverage and can include Home and Community Based Services (HCBS) waivers for those who need nursing care or assistive technology at home. Regional Centers are gateways to services like communication devices, orientation and mobility training, and respite care. California SDI provides short-term wage replacement (up to $1,681 per week in 2025) if you cannot work due to disability, with higher benefit rates and faster processing for claims filed in advance[1][2]. ABLE Act accounts (known as CalABLE in California) let you save for disability expenses without losing benefits. Vocational Rehabilitation helps with job training and placement. In-Home Supportive Services (IHSS) pays for personal care attendants. Each program has its own application; your Regional Center can help coordinate them.
California’s CalABLE program lets individuals with disabilities (including Deaf-Blindness) save up to $18,000 per year in a tax-advantaged account without losing eligibility for SSI and Medi-Cal. Funds can be used for qualified disability expenses, from education to assistive technology. Earnings grow tax-free, and contribution limits are adjusted annually.
For SSI, countable income must be below $943/month for individuals in 2023 (limits update yearly). For SSDI, there is no strict income limit, but you cannot engage in Substantial Gainful Activity (SGA); in 2025, SGA is $1,620/month for non-blind applicants[4]. Medi-Cal has higher income limits for disabled individuals, and some waivers have no cap. ABLE accounts have their own contribution and balance rules, separate from SSI asset limits.
Always report changes in income, living situation, or medical condition to SSA, Medi-Cal, and SDI. Overpayments can occur if you don’t report changes promptly—you may have to pay back benefits. Use our guide on Avoiding Overpayments & Reporting Changes for tips to stay compliant and reduce risk.
Regional Centers are California’s main support network for people with sensory disabilities like Deaf-Blindness. They assess your needs, coordinate services, and help fund devices, training, and community integration. Contact your local center early in the process for expert guidance.
Starting in 2025, California SDI benefits rise to 70–90% of wages (up from 60–70%), with a higher maximum weekly benefit of $1,681. You can file a claim up to 30 days before your leave starts, and the EDD must issue payment within 14 days of receipt or your leave start date, whichever is later[1][2]. This helps workers with sensory and other disabilities access support faster.
SSI is for people with limited income/resources; SSDI requires a work history. Both require proof of severe disability, but SSDI pays more if you’ve worked enough. See **SSI vs SSDI** for a full comparison.
Yes. Regional Centers offer tailored services, Medi-Cal covers waivers for home care, and California SDI provides wage replacement. No program is specific to Deaf-Blindness, but all are open to those who qualify.
Apply online at benefitscal.com, through your county, or automatically if you get SSI. Specify your sensory disability and request an assessment for HCBS waivers if you need home-based supports.
Yes, with limits. SSI and SSDI have work incentives; earnings over a certain amount may reduce benefits. See **SSI & SSDI Work Incentives** for details.
CalABLE lets Californians with disabilities save money without losing benefits. Funds can pay for education, housing, transportation, and assistive tech. See **ABLE Accounts** for more.
Contact your Regional Center for an assessment. They can help fund devices like Braille displays, screen readers, and communication aids for Deaf-Blindness.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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Appeal the decision within 60 days, gather more medical evidence, and consider contacting Disability Rights California for free legal help.
Yes, but limits are higher for disabled beneficiaries, and some waivers have no cap. Some people with higher income can still qualify through ‘Medically Needy’ programs.
Yes. In-Home Supportive Services (IHSS) pays for caregivers if you qualify. Your county IHSS office can assess your needs.
Search online for ‘California Regional Center’ plus your county or visit the Department of Developmental Services website for a directory.
