If you have Post-Traumatic Stress Disorder (PTSD) that prevents you from working, you may qualify for federal disability benefits in Arkansas. The main programs are Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). Both require medical proof and work history or income limits. Arkansas does not offer a separate state disability program, but you may qualify for Medicaid and other supports.
To get federal disability benefits for PTSD, you must show that your condition is severe enough to stop you from doing Substantial Gainful Activity (SGA) for at least 12 months. In 2025, earning more than $1,620 per month ($2,700 if blind) is considered SGA and could disqualify you[1][2][3].
Arkansas does not offer a separate state disability program for adults with PTSD. Eligibility for federal benefits is the same as in other states. However, Arkansas residents may qualify for additional supports like Medicaid, food assistance, and housing programs if they meet income limits.
Arkansas does not have a state disability program for adults with PTSD. However, you may qualify for other state supports:
If you are approved for SSDI or SSI, you may also get Medicare or Medicaid, depending on your situation[6].
ABLE accounts let people with disabilities save money without losing SSI or Medicaid benefits. Arkansas residents can open an ABLE account through the national ABLE program. The account can be used for qualified disability expenses like housing, education, and transportation[8].
In 2025, earning more than $1,620 per month ($2,700 if blind) is considered Substantial Gainful Activity (SGA) and could disqualify you from SSDI or SSI[1][2][3]. SSI has strict income and resource limits. For 2025, the SSI federal benefit rate is $943 per month for an individual, but this can be reduced by other income[4].
If your income, work, or health changes, you must report it to SSA. Failing to report changes can lead to overpayments and penalties. You can report changes online, by phone, or in person[7].
Contact your local Social Security office or a disability advocate for free help with your application.
Yes, PTSD can qualify for SSDI or SSI if it is severe enough to stop you from working for at least 12 months. You must provide medical proof and meet the SSA’s criteria.
The average SSDI payment in 2025 is $1,580 per month, with a maximum of $4,018. SSI payments vary by income and resources, with a federal rate of $943 per month.
No, you must not be able to do Substantial Gainful Activity. In 2025, earning more than $1,620 per month ($2,700 if blind) is considered SGA and could disqualify you.
You need a diagnosis from a qualified medical professional and records showing how PTSD affects your ability to work or do daily activities.
Yes, if your income is low and you have a disability, you may qualify for Medicaid. You can apply through the Arkansas Department of Human Services.
No, Arkansas does not have a state disability program for adults with PTSD. You must apply for federal SSDI or SSI.
This guide is for informational purposes only and is not legal or financial advice. Always consult with a qualified professional for personalized guidance.
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The process can take several months to over a year. SSA reviews your application, may ask for more information, and may require a medical exam.
You can work, but your earnings must be below the SGA limit. In 2025, that is $1,620 per month ($2,700 if blind).
You can appeal the decision. SSA has a multi-step appeals process, including reconsideration, a hearing, and review by the Appeals Council.
Yes, you can get help from a disability attorney, advocate, or local Social Security office. Some nonprofits also offer free assistance.
